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2140 Crystal Creek Dr, Frankfort, KY, 40601

6beds
3baths
5,150sqft
$535,000
$104price/sqft
$3,953/moest. monthly cost
$158,120/yrincome needed

About This Home

Welcome to this exceptional 6-bedroom, 3-bath home set on a picturesque 1.5-acre lot, offering 5150 finished square feet including 1554 in the walkout basement—perfect for multi-generational living or entertaining. The main level features a welcoming foyer, a large vaulted great room and dining area filled with natural light. Enjoy the skylights, and elegant crown molding throughout. The spacious kitchen includes a breakfast area, coffee bar, updated countertops, and tile backsplash. The sunroom and adjoining deck offer breathtaking wooded views and the soothing sounds of a creek below, creating an idyllic setting for morning coffee or evening entertaining. A first-floor bedroom and full bath provide flexibility for guests or a home office. Upstairs, the primary suite offers a private deck, a luxurious bath with whirlpool tub, walk-in shower, and a generous walk-in closet. This level also includes four additional generously sized bedrooms, a convenient laundry area, and a theater room complete with three rows of seating, projector, and screen. The finished walk out basement expands your living space with a second kitchen, spacious living area, bedroom, full bath and laundry hookups—ideal for extended family or entertaining. Updates in recent years include new LVP flooring, fresh interior paint, rebuilt stairs and banister, updated bathroom vanity, and kitchen upgrades. Outdoor living shines with new vinyl siding, cultured stone accents, updated landscaping, exterior lighting, and new patio pavers, Three levels of decking, a charming sunroom and 2 patios provide multiple spaces to relax and entertain. The attached three-car garage is climate controlled, and a detached carport accommodates a fourth vehicle. Located in a highly desirable area near Frankfort amenities, this one-of-a-kind home is a must-see. Schedule your private showing today.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Collins LaneGrades PK-52.1 mi
4/10
Bondurant Middle SchoolGrades 6-81.6 mi
8/10
Western Hills High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Refrigerator,Washer,Range,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom3

  • Level: Lower

Bathroom4

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Skylight(s),Blinds,Screens
  • Flooring: Carpet,Hardwood,Laminate,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Great Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 1,554
  • Finished area above ground: 3,596

Foyer

  • Level: First

Great Room

  • Level: First

Great Room

  • Level: Lower

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 5,150
  • Total interior livable area: 5,150 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Master Bedroom

  • Level: Second

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 0513009043.00
  • Other equipment: Home Theater

Features

  • Levels: Two
  • Exterior features: Awning(s),Fire Pit
  • Fencing: Chain Link,Partial,Wood
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1.50 Acres
  • Features: Landscaped,Secluded,Many Trees

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Detached Carport,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$297$3,564
Property Taxes $545$6,540
Electricity $406$4,880
Total$3,953$47,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,531/yr
40% on housing$118,590/yr
45% on housing$105,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$140
Franklin County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$567,000
2026-04-27Listed for sale$575,000
2022-11-07Sold$312,000
2022-10-22Pending sale$349,900
2022-10-12Listed for sale$349,900
2016-02-26Listing removed$264,900
2015-11-05Price change$264,900
2015-09-30Listed for sale$269,000
2012-09-07Sold$275,000

For Sale by Agent

AgentMary A Brown
BrokerageUnited Real Estate Bluegrass

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