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214 W Campbell St, Frankfort, KY, 40601

2beds
2baths
2,123sqft
$299,900
$141price/sqft
$1,897/moest. monthly cost
$75,880/yrincome needed

About This Home

Have you been searching for a home that balances historical beauty with southern charm? Look no further than this 2-bedroom, 1.5-bath home in the heart of highly walkable South Frankfort. Filled with character and artistic touches, the home offers generously sized rooms, dramatic colors, and distinctive style. From the elegant front staircase to the tucked-away rear stairs, every detail adds charm and convenience. The spacious living room features a striking fireplace as its focal point, while the stately dining room flows into a thoughtfully updated kitchen. The kitchen is complete with a butler's pantry and convenient laundry area. Upstairs, one bedroom includes a generous walkin closet, and the second opens onto a delightful sleeping porch—ideal for quiet mornings or evening breezes. Handpainted murals, a custom front door, and a welcoming front porch give this home it's oneofakind personality. Outside, the boxwood garden bursts with color from flowering trees and shrubs, creating a peaceful retreat. The backyard connects to a shared alley, offering easy access and potential for a future garage. Lovingly owned by the same family for many years, this South Frankfort gem radiates warmth, creativity, and pride of ownership just steps away from the Capitol.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Second Street SchoolGrades K-80.4 mi
6/10
Frankfort High SchoolGrades 9-120.1 mi

Construction

Materials

  • Foundation: Block,Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Interior Entry,Unfinished

Bathroom1

  • Level: Second

Bathroom2

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,123

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,123
  • Total interior livable area: 2,123 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0621323013.00

Features

  • Levels: Two
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 5,998 sqft
  • Features: Landscaped

Parking

  • Parking features: Basement

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$166$1,992
Property Taxes $48$576
Electricity $167$2,011
Total$1,897$22,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,040/yr
40% on housing$56,910/yr
45% on housing$50,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$140
Franklin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$314,000
2026-03-29Price change$324,000
2026-02-17Listed for sale$333,300
2025-11-21Listing removed$333,300
2025-10-31Listed for sale$333,300

For Sale by Agent

AgentTaylor A Marshall
BrokerageMarshall Lane Real Estate

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