See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

218 W Campbell St, Frankfort, KY, 40601

5beds
3baths
4,033sqft
$544,900
$135price/sqft
$3,476/moest. monthly cost
$139,040/yrincome needed

About This Home

This stately home offers a first floor bedroom or den with unique curved closet doors, a full bath, a large living room, dining room with built-in china cabinet, and an eat-in kitchen with views of the landscaped backyard. The first floor also offers a utility room with ample storage. The second has a primary suite with a renovated private bath, plus three additional bedrooms and a hall bath. The second floor also has an office that could be combined with the primary closet for all of your clothing storage needs. The outdoor spaces include a covered front porch, large back patio, and alley access to the back of the property. There is plenty of room for a garage, pool or whatever you dream of.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Second Street SchoolGrades K-80.4 mi
6/10
Frankfort High SchoolGrades 9-120.1 mi

Construction

Materials

  • Foundation: Block,Stone
  • Roof: Dimensional Style
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Window Treatments,Blinds
  • Flooring: Carpet,Hardwood,Tile,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 4,033

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,033
  • Total interior livable area: 4,033 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0621323014.00

Features

  • Levels: Two
  • Exterior features: Garden
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: Neighborhood,Other

Lot

  • Lot size: 0.32 Acres
  • Features: Landscaped,Few Trees

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$303$3,636
Property Taxes $100$1,200
Electricity $318$3,821
Total$3,476$41,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,177/yr
40% on housing$104,280/yr
45% on housing$92,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$140
Franklin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$544,900
2025-11-27Listing removed$539,900
2025-11-17Listed for sale$539,900
2025-11-10Listing removed$539,900
2025-07-18Listed for sale$539,900
2025-07-03Pending sale$539,900
2025-06-23Price change$539,900
2025-05-09Listed for sale$569,900

For Sale by Agent

AgentBrent D Simpson
BrokerageCENTURY 21 Simpson & Associates

Similar Homes