221 Murray St, Frankfort, KY, 40601
About This Home
Discover the perfect downtown Frankfort home!--steps from the Capitol and all your favorite shops, restaurants, and bars! This charming 2-bedroom, 1-bath home features soaring 10-ft ceilings and a cozy, private backyard. Nearly everything is NEW since 2021: block foundation, HVAC, appliances, granite kitchen, plumbing, electrical, windows, doors, roof, insulation, LVP flooring, carpet, and tankless water heater - don't miss your chance to own this beautifully updated gem! Selling as-is but inspections are welcome! Its ready for its new owner! Would be a great air-bnb, investment property for a ready to go rental or perfect for a first time home buyer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Window features: Blinds,Screens
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 811
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 811
- Total interior livable area: 811 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 0623124017.00
Features
- Levels: One
- Fencing: Privacy
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $988 | $11,856 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $46 | $552 |
| Electricity | $154 | $1,850 |
| Total | $1,296 | $15,552 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $196,000 |
| 2026-04-06 | Listed for sale | $198,500 |
| 2026-03-27 | Listing removed | $199,900 |
| 2026-02-23 | Price change | $199,900 |
| 2026-02-16 | Price change | $206,000 |
| 2026-02-02 | Price change | $208,500 |
| 2026-01-22 | Listed for sale | $210,000 |
| 2024-02-23 | Sold | $170,000 |
| 2024-01-31 | Pending sale | $170,000 |
| 2024-01-14 | Contingent | $170,000 |
| 2024-01-11 | Listed for sale | $170,000 |
| 2022-02-12 | Listing removed | -- |
| 2022-02-02 | Price change | $865 |
| 2022-01-19 | Listed for rent | $850 |
| 2021-12-31 | Listing removed | -- |
| 2021-12-29 | Listed for rent | $850 |
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