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604 Winding Way Ct, Frankfort, KY, 40601

3beds
3baths
2,842sqft
$299,500
$105price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Welcome to space, comfort, and unbeatable value-all in one! This spacious 3-bedroom, 3 full bath home offers a large living space and great layout for everyday living and entertaining. Step inside to find a beautifully updated kitchen with ample cabinetry and workspace, a dedicated home office, and a large bonus room ideal for a game room, media room, or guest suite. The primary suite includes a private en suite bath, offering a peaceful retreat. Enjoy year-round relaxation in the attached sunroom or unwind outdoors on the covered deck. The exterior is just as functional, featuring a 1-car detached garage, 2-car carport, generous driveway parking and a large outbuilding for storage. This home checks all the boxes for storage, flexibility, and charm. Lots of space at an incredible price, this one won't last!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Early Learning VillageGrades PK-K1.1 mi
5/10
Elkhorn Middle SchoolGrades 6-81.2 mi
5/10

Construction

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Breakfast Bar,Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,842

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,842
  • Total interior livable area: 2,842 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 0744104005.00

Features

  • Levels: One and One Half
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$166$1,992
Property Taxes $172$2,064
Electricity $224$2,693
Total$2,076$24,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$140
Franklin County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$314,900
2026-03-05Listed for sale$319,900
2025-11-19Listing removed$319,900
2025-08-27Price change$319,900
2025-08-02Listed for sale$329,900

For Sale by Agent

AgentDustin Haulk
Brokerage1 Percent Lists Purple Door

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