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960 Inverness Rd, Frankfort, KY, 40601

5beds
4baths
3,848sqft
$749,000
$195price/sqft
$5,242/moest. monthly cost
$209,680/yrincome needed

About This Home

This exceptional 5-bedroom, 4-bath residence has been completely reimagined from the studs up, offering a true turnkey luxury experience on a spacious 0.75± acre lot. Featuring over 3,000 sq ft above grade plus a finished basement, the home showcases a refined open-concept design with elevated finishes throughout. The centerpiece is a designer kitchen with Amish-crafted cabinetry, quartz countertops, glass tile backsplash, a large island, and premium appliances—ideal for both everyday living and upscale entertaining. Extensive, high-quality renovations include a new roof, siding, windows, electrical, plumbing, insulation, and HVAC components—delivering the feel and reliability of new construction within an established neighborhood. Spa-inspired bathrooms, including a beautifully appointed primary suite, provide a luxurious retreat. The finished lower level expands the living space with a second kitchen, bonus areas, and flexible options for guests, entertaining, or multi-generational living. Outdoor enhancements include an expanded patio, improved drainage, and refreshed landscaping, creating a private and functional setting. Complete with a 2-car garage and a desirable location near Frankfort amenities, this home offers a rare combination of craftsmanship, space, and modern design. A true standout property that lives like new—schedule your private showing today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Early Learning VillageGrades PK-K1.0 mi
5/10
Elkhorn Middle SchoolGrades 6-82.1 mi
5/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition,Dimensional Style,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Other,Refrigerator,Range,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Crawl Space,Finished,Interior Entry,Sump Pump,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Breakfast Bar,Central Vacuum,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Ceramic Tile,Hardwood,Other,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 812
  • Finished area above ground: 3,036

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Natural Gas,Dual Fuel
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Multi Units

Interior Area

  • Total structure area: 3,848
  • Total interior livable area: 3,848 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0862007004.00

Features

  • Levels: One and One Half
  • Exterior features: Other
  • Has view: Yes
  • View description: Rural,Neighborhood,Farm

Lot

  • Lot size: 0.82 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Other,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$416$4,992
Property Taxes $736$8,832
Electricity $303$3,646
Total$5,242$62,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,725/yr
40% on housing$157,260/yr
45% on housing$139,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$139
Franklin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$899,000
2026-04-11Listed for sale$949,000
2016-09-16Sold$293,000
2016-07-21Pending sale$297,900
2016-07-21Listed for sale$297,900
2016-07-21Pending sale$297,900
2016-07-21Listed for sale$297,900
2011-05-26Sold$282,000

For Sale by Agent

AgentCalen R Studler
BrokerageTransactionbroker.com

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