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102 Maplewood Dr, Lancaster, KY, 40444

3beds
2baths
2,336sqft
$369,000
$158price/sqft
$2,829/moest. monthly cost
$113,160/yrincome needed

About This Home

Enjoy slow paced lifestyle in town with space and comfort! All on one level, this beautiful 3 bed, 2 bath home sits on approximately .70 acre and is conveniently located close to schools, town amenties, Danville, Richmond and Lexington. The kitchen has gorgeous CHERRY cabinets that tower to the ceiling and recently updated GRANITE countertops. With its LARGE LIVING ROOM, SPACIOUS DEN, and open floor plan you will have plenty of space to entertain! Heating and cooling system and water heater are all less than 10 years old. On those hot July nights sip your tea on the lengthy FRONT PORCH or hang out on the BACK PORCH but if you prefer to stay indoors you can cuddle up with a book in the spacious SUNROOM that is cooled with an air conditioner. On those chilly winter nights relax by the stone fireplace. You will appreciate the large mature SHADE TREES! This home features over 2200 sq feet but if extra storage is needed the basement will come in handy. Such a pleasant neighborhood to take those evening strolls. Make Maplewood your next home sweet home!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
Garrard Middle SchoolGrades 6-80.3 mi
8/10

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Window features: Storm Window(s),Blinds,Screens
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,336

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,336
  • Total interior livable area: 2,336 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: L106038

Features

  • Levels: One
  • Exterior features: Other

Lot

  • Lot size: 0.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$235$2,820
Property Taxes $545$6,540
Electricity $184$2,213
Total$2,829$33,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,994/yr
40% on housing$84,870/yr
45% on housing$75,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 40444$148
Garrard County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40444
Garrard County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$359,000
2026-08-01Listed for sale$369,000
2023-07-10Sold$285,000
2016-08-12Sold$188,000
2016-07-11Pending sale$189,900
2016-07-05Listed for sale$189,900

For Sale by Agent

AgentTara D Abee
BrokerageDanny Ayres Realty & Auction

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