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2017 Stanford Rd, Lancaster, KY, 40444

5beds
3baths
3,551sqft
$150,000
$42price/sqft
$1,267/moest. monthly cost
$50,680/yrincome needed

About This Home

Shown by appointment only, this ranch on a basement with five acres. Great opportunity for investment or multigenerational living! Home features ample space and potential, with lofted ceilings in the great room, a spacious first floor kitchen, two first floor bedrooms and a full basement living space with kitchen and bath. Situated on five acres near the county line, this property has lots of potential for restoration! No interior photos will be added, and home is in need of repairs.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
5/10
Garrard Middle SchoolGrades 6-81.9 mi
8/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block,Stone
  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,741
  • Finished area above ground: 1,810

Interior Area

  • Total structure area: 3,551
  • Total interior livable area: 3,551 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 28080
  • Special condition: Short Sale

Features

  • Levels: One
  • Has view: Yes
  • View description: Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 5.08 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$95$1,140
Property Taxes $134$1,608
Electricity $280$3,365
Total$1,267$15,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,440/yr
40% on housing$38,010/yr
45% on housing$33,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 40444$152
Garrard County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 40444
Garrard County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$150,000
2026-07-27Listed for sale$150,000
2026-07-14Listing removed$150,000
2026-07-13Listed for sale$150,000
2019-09-20Sold$230,000
2019-04-02Pending sale$229,900
2019-02-14Price change$229,900
2019-01-18Listed for sale$245,000
2017-10-20Sold$160,500
2017-10-20Listed for sale$170,000
2017-09-05Pending sale$170,000
2017-07-06Price change$170,000
2017-04-25Price change$195,900
2017-02-23Price change$199,000
2017-01-28Listed for sale$205,000
2016-05-04Listing removed$236,000
2015-10-09Listed for sale$236,000

For Sale by Agent

AgentPaige M Wilson
BrokerageThe Brokerage

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