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3040 Perry Rogers Rd, Lancaster, KY, 40444

3beds
2baths
2,200sqft
$649,900
$295price/sqft
$4,192/moest. monthly cost
$167,680/yrincome needed

About This Home

48 HOUR KICK OUT CLAUSE APPLIES. HOME WARRANTY INCLUDED! Nestled in the heart of beautiful Garrard County, this breathtaking 27-acre farm offers the perfect blend of peaceful country living and modern comfort. Whether you're dreaming of a horse farm, cattle operation, or hobby crop farm, this property is ready to make that vision a reality. Featuring gently rolling pastureland, scenic rural views, and a large barn ideal for horses, cattle, and other livestock, this little slice of Kentucky heaven is truly one of a kind. Built in 2006, the stunning 2,200 sq. ft. brick home is perfectly positioned to take in the surrounding countryside while offering a spacious, thoughtfully designed layout. Inside, you'll find 3 bedrooms, 2 full bathrooms, soaring vaulted ceilings, a gorgeous stone fireplace, and an inviting open-concept floor plan ideal for entertaining or everyday living. The updated kitchen features quartz countertops, modern finishes, and plenty of workspace for cooking and gathering. The beautifully remodeled primary suite offers a luxurious retreat with heated tile floors, a custom tile shower, and quartz countertops. A unique loft area in the second bedroom provides the perfect flex space for a home office, gaming area, reading nook, or creative studio. Above the attached 2-car garage, you'll find a completely finished bonus room with heated tile floors — ideal for a media room, guest space, gym, or additional living area. The garage itself offers abundant storage space for tools, equipment, and farm essentials. There is also a detached garage and hunting blind on the property. Located in a highly sought-after rural area of Garrard County, this property offers the tranquility of country living while remaining incredibly convenient to nearby towns and amenities. Just minutes from Lancaster and an easy drive to Stanford, Danville, Berea, Richmond, Nicholasville, and Lexington, with I-75 only 15 minutes away, you truly get the best of both worlds — privacy, acreage, and accessibility. Properties like this rarely come available — a turnkey farm, beautifully updated home, and prime location all wrapped into one exceptional opportunity. (Some farm equipment may be negotiated with sell of farm if buyer prefers.) 48 hour kickout clause.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
5/10
Garrard Middle SchoolGrades 6-83.8 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Blinds
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Geothermal,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 42040201

Features

  • Levels: One
  • Fencing: Wood
  • Horses can be raised: Yes

Lot

  • Lot size: 27 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$414$4,968
Property Taxes $319$3,828
Electricity $173$2,084
Total$4,192$50,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,725/yr
40% on housing$125,760/yr
45% on housing$111,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 40444$143
Garrard County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 40444
Garrard County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Listed for sale$639,900
2026-08-07Contingent$639,900
2026-08-04Price change$639,900
2026-07-27Price change$649,900
2026-07-24Price change$654,900
2026-07-05Price change$664,900
2026-05-17Listed for sale$674,900
2020-04-13Sold$383,125
2020-01-21Pending sale$384,000
2019-10-23Price change$384,000
2019-09-20Price change$389,000
2019-08-15Listed for sale$399,000
2006-03-31Sold$292,500

For Sale by Agent

AgentWhitney Ellis
BrokerageDanny Ayres Realty & Auction

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