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434 Jeanies Way, Cub Run, KY, 42729

4beds
2baths
2,044sqft
$499,000
$244price/sqft
$3,470/moest. monthly cost
$138,800/yrincome needed

About This Home

Are you looking for a lakefront, lake view home on Nolin Lake with a dock? Check out this 4 bedroom, 2 bath home that checks ALL the boxes. The main level features 3 bedrooms, 2 full bathrooms, an open kitchen/dining/living room, an attached garage, HUGE deck and a HUGE covered and screened porch overlooking Nolin Lake. Upstairs is a cool bunk room with another unfinished area for sleeping. This house can sleep 18 in beds! Included in this listing is an adjoining lot! Almost most importantly, there's a DOCK to transfer that has very easy access.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Cub Run Elementary SchoolGrades PK-84.4 mi
7/10
Hart County High SchoolGrades 9-1214.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,792

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Electric,Heat Pump
  • Cooling features: Wall/Window Unit(s),Central Air

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 2,044 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0020200034

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Wrap Around,Deck,Porch
  • Exterior features: Boat Slip
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 1.19 Acres
  • Features: Covt/Restr,Cleared,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$393$4,716
Property Taxes $393$4,716
Electricity $161$1,937
Total$3,470$41,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,971/yr
40% on housing$104,100/yr
45% on housing$92,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 42729$152
Hart County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 42729
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$499,000
2025-10-15Listed for sale$545,000
2020-10-16Sold$295,000
2020-08-25Listed for sale$294,900
2020-08-25Pending sale$294,900
2020-08-21Listed for sale$294,900
2011-11-22Sold$169,900
2007-04-17Sold$170,636

For Sale by Agent

AgentCarla M Meredith
BrokerageGreater Nolin Lake Realty Group

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