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2088 Martin Pierce Rd, Cub Run, KY, 42729

2beds
3baths
2,418sqft
$425,000
$176price/sqft
$2,836/moest. monthly cost
$113,440/yrincome needed

About This Home

Nolin Lake lakefront opportunity! Situated on just over 2 acres, this custom-built, fully furnished home offers approximately 2,418 finished square feet. The main level features a spacious primary suite with a private bath, great room, kitchen with custom cabinetry and solid surface countertops, laundry, half bath, and a 2-car attached garage. The finished walkout basement includes a second kitchen, family room, bedroom, full bath, and second laundry, making it ideal for guests, multi-generational living, or rental potential. Enjoy lake views from the wrap-around porch, a 24'x48' outbuilding, and a location near Wax Marina and the neighborhood boat ramp. Turnkey and move-in ready!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Cub Run Elementary SchoolGrades PK-83.7 mi
7/10
Hart County High SchoolGrades 9-1214.0 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1065

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Walls (Dry Wall),Eat-in Kitchen,Kitchen/Dining Combo
  • Flooring: Hardwood,Laminate,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,418
  • Total interior livable area: 2,418 sqft

Kitchen

  • Features: Solid Surface Counter Top

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0030000040.00

Features

  • Patio & porch: Deck,Porch
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake
  • Waterbody name: Nolin Lake

Lot

  • Lot size: 2.06 Acres
  • Features: Wooded,Recreational Area

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$334$4,008
Property Taxes $163$1,956
Electricity $190$2,291
Total$2,836$34,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,234/yr
40% on housing$85,080/yr
45% on housing$75,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 42729$162
Hart County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 42729
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$399,900
2026-07-09Listed for sale$425,000

For Sale by Agent

AgentTrish Ford
BrokerageOne Key Realty--Shepherdsville

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