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5410 Hundred Acre Pond Rd, Hardyville, KY, 42746

7beds
4baths
3,388sqft
$359,000
$106price/sqft
$2,515/moest. monthly cost
$100,600/yrincome needed

About This Home

Offering over 3,300 square feet of living space, this versatile home sits on approximately one acre with beautiful country views and plenty of room to spread out. Outside, you'll enjoy an above-ground pool, detached garage, and peaceful rural surroundings. The main level features 2 bedrooms and 2 full bathrooms, including a spacious primary suite, along with a cozy gas fireplace, breakfast nook, and convenient laundry room. Upstairs, you'll find 2 additional bedrooms, a full bathroom, and a kitchenette. The upper level currently has a separate entrance, making it ideal for extended family or rental potential, but it can easily be converted back into a traditional single-family layout. The finished lower level offers even more living space with 3 bedrooms, 1 full bathroom, a kitchenette, and a second gas fireplace. Whether you're looking for a large single-family home, a multi-generational living arrangement, or an investment opportunity with income potential, this property offers flexibility, space, and stunning country scenery all in one package. Don't miss your chance to own this unique property!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
7/10
Hart County High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1653

Basement

  • Has basement: Yes
  • Basement: Finished-Partial

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 162.265

Bedroom3

  • Level: Lower
  • Area: 165.7222

Bedroom4

  • Level: Lower
  • Area: 108

Bedroom5

  • Level: Lower
  • Area: 284.875

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 157.08

Features

  • Ceiling Fan(s),Walls (Dry Wall),Formal Dining Room
  • Window features: Replacement Windows,Wood Frames
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,388
  • Total interior livable area: 3,388 sqft

Kitchen

  • Level: Main
  • Area: 124.8

Living Room

  • Level: Main
  • Area: 372.8

Master Bathroom

  • Level: Main
  • Area: 95.274

Master Bedroom

  • Level: Main
  • Area: 200.963

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0870000018

Features

  • Levels: Two
  • Pool features: Above Ground
  • Fencing: None

Lot

  • Lot size: 1 Acres
  • Features: County

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$280$3,360
Property Taxes $153$1,836
Electricity $267$3,210
Total$2,515$30,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,228/yr
40% on housing$75,450/yr
45% on housing$67,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 42746$170
Hart County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42746
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$349,000
2026-07-24Price change$359,000
2026-06-11Listed for sale$365,000
1993-04-01Sold$50,500

For Sale by Agent

AgentJohn P Hishmeh
BrokerageColdwell Banker Legacy Group

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