123 Lost Creek Dr, Smithfield, KY, 40068
About This Home
NEW PRICE — and everything you've been looking for is still here! 4 bedrooms. 3 bathrooms. 2.68 acres. A pond. A boat. And a pool table. This beautifully maintained 2006 brick traditional style home sits on 2.68 acres in Henry County, offering the kind of space and lifestyle that is genuinely hard to find. The main level features hardwood floors throughout with an open and comfortable layout. The primary bedroom and bath are located on the main level. Laundry, Large eat-in kitchen, dining, along with a first-floor half bath, perfect for everyday living and entertaining, finish off the main level. Upstairs you will find three spacious bedrooms with carpet and a full bath. The finished basement adds a rec area and a family room that walks out directly to the patio, your covered, shaded spot to unwind after a long day! The acreage tells its own story. The original 1.27-acre home site pairs with an additional 1.41-acre parcel, included in the sale, for a combined 2.68 acres of rolling Henry County ground. In the back yard you will find a 1/2 acre pond(stocked) with an active aeration system and a 2-person boat that stays. This is the kind of outdoor living you planned for. AGENTS: Please READ agent notes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding,Brick,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walkout Finished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: First
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 900
- Finished area above ground: 2,250
Full Bathroom
- Level: Second
Game Room
- Level: Basement
Great Room
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,250
- Total interior livable area: 3,150 sqft
Kitchen
- Level: First
Laundry
- Level: First
Other
- Level: Basement
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 0211000003.00
Features
- Stories: 2
- Patio & porch: Deck,Patio,Porch
- Fencing: Privacy,Wood
Lot
- Lot size: 2.68 Acres
- Features: Pond on Lot
Parking
- Total spaces: 2
- Parking features: Attached,Entry Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $478 | $5,736 |
| Electricity | $248 | $2,985 |
| Total | $3,369 | $40,428 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $475,000 |
| 2026-07-15 | Price change | $475,000 |
| 2026-06-13 | Listed for sale | $499,000 |
| 2018-11-21 | Sold | $269,900 |
| 2018-10-24 | Pending sale | $269,900 |
| 2018-10-18 | Listed for sale | $269,900 |
| 2018-09-04 | Pending sale | $269,900 |
| 2018-08-31 | Listed for sale | $269,900 |
| 2017-03-31 | Sold | $258,500 |
| 2017-03-07 | Pending sale | $265,000 |
| 2017-01-13 | Listed for sale | $265,000 |
| 2016-09-01 | Listing removed | $257,500 |
| 2016-07-25 | Pending sale | $257,500 |
| 2016-07-06 | Price change | $257,500 |
| 2016-06-23 | Listed for sale | $245,000 |
| 2007-10-23 | Sold | $214,000 |
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