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7 Lone Oak Dr, Eminence, KY, 40019

3beds
2baths
1,324sqft
$274,900
$208price/sqft
$1,978/moest. monthly cost
$79,120/yrincome needed

About This Home

Don't miss this beautiful home in the desirable Elmcrest subdivision in Eminence! Situated on a spacious corner lot, this move-in-ready home offers a functional split-bedroom floor plan and an open-concept design perfect for everyday living and entertaining. The inviting living room features a cozy fireplace and flows seamlessly into the kitchen and dining area, creating a bright and welcoming gathering space. The spacious primary suite includes a private bath and a large walk-in closet. Two additional bedrooms and a full bath are located on the opposite side of the home, providing added privacy for family or guests. Additional features include a dedicated laundry room, ample closet space throughout, and a well-designed layout that maximizes comfort and convenience. Outside, enjoy the benefits of a corner lot with plenty of yard space for outdoor activities, gardening, or relaxing. Conveniently located near schools, parks, and local amenities, this home offers the perfect blend of comfort, style, and location. Schedule your private showing today!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Eminence High SchoolGrades 6-120.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,324

Heating & Cooling

  • Heating features: Natural Gas,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 1,324 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0306014001.00

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$164$1,968
Property Taxes $270$3,240
Electricity $154$1,850
Total$1,978$23,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,817/yr
40% on housing$59,340/yr
45% on housing$52,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 40019$130
Henry County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 40019$171
Henry County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$274,900
2026-07-30Listed for sale$274,900
2024-10-30Sold$250,000
2024-09-23Pending sale$255,000
2024-09-10Price change$255,000
2024-07-18Listed for sale$265,000
2022-12-01Listing removed--
2022-08-30Price change$259,000
2022-08-06Price change$279,000
2022-08-01Price change$299,000
2022-07-30Listed for sale$339,500
2021-11-23Listing removed--
2021-01-14Pending sale$185,000
2020-12-23Contingent$185,000
2020-11-30Pending sale$185,000
2020-11-30Contingent$185,000
2020-11-24Listed for sale$185,000
2019-03-08Sold$150,000
2019-02-10Pending sale$150,000
2019-02-08Listed for sale$150,000

For Sale by Agent

AgentBrandon L Cooper
BrokerageEXP Realty LLC

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