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38 Orchard Dr, Clinton, KY, 42031

2beds
1baths
943sqft
$100,000
$106price/sqft
$887/moest. monthly cost
$35,480/yrincome needed

About This Home

___38 Orchard Dr Clinton, Ky ___ Turn-key, Move-in-ready Home. The Roof Was Replaced In 2025, The Windows, Paint, Attic Insulation, Vapor Barrier, Sump Pump, Gutters & Other Updates Completed In 2024 ___seller Will Be Taking A Few Personal Items But Will Be Leaving The Rest, All Furniture Is Included, Down To The Pots, Pans, Power-tools Etc. New Washer / Dryer Also Included. Heat & A/c By Mr.cool Mini Split… _____bring Your Fha, Usda Or Va Loans !! ____

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Block
  • Roof: Dimensional Shingle
  • Construction materials: Frame,Brick/Siding,Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove,Electric Water Heater
  • Laundry features: Utility Room

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Thermal Pane Windows
  • Flooring: Vinyl/Linoleum
  • Finished area below ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 943
  • Total interior livable area: 943 sqft

Property

Details

  • Parcel number: 042050002300

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Features: County,Level
  • Lot size dimensions: 75 x 150

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete Drive
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$137$1,644
Property Taxes $91$1,092
Electricity $154$1,850
Total$887$10,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,411/yr
40% on housing$26,610/yr
45% on housing$23,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 42031$104
Hickman County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42031
Hickman County$75

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-08Price change$99,999
2025-07-30Listed for sale$110,000
2023-12-12Sold$69,175
2023-10-24Price change$79,900
2023-09-21Price change$84,900
2023-08-21Price change$89,999
2023-08-02Listed for sale$92,500

For Sale by Agent

AgentChris Fulton
BrokerageChris Fulton Real Estate

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