1698 Dry Creek Rd, Topmost, KY, 41862
About This Home
Are you in the market for a home in the country with plenty of acreage for hunting, riding ATVs, riding horses, or gardening? Check out this three bedroom ranch style home on 18 acres in Knott County, Kentucky. This home is over 1,800 sq. ft. and comes with a detached garage/workshop, a barn with 3 stalls, and a separate 3 bedroom apartment on mostly wooded acreage. The floors in this home need some TLC, but it has a new HVAC system. While the apartment structure needs some work, it has a lot of potential with unfinished area on its lower level for even more living space for extended family or for a multi-family living situation.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,848
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,848
- Total interior livable area: 1,848 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0920000016.00, 0920000016.03
Features
- Levels: One
- Fencing: Chain Link,Partial
- Has view: Yes
- View description: Rural,Trees/Woods,Mountain(s)
- Horses can be raised: Yes
Lot
- Lot size: 18 Acres
- Features: Many Trees
Parking
- Total spaces: 1
- Parking features: Detached Garage,Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Landslide
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $657 | $7,884 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $55 | $660 |
| Electricity | $154 | $1,850 |
| Total | $986 | $11,832 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $115,000 |
| 2026-06-26 | Price change | $130,000 |
| 2026-05-24 | Listed for sale | $140,000 |
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