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283 Cotton Rd, Corbin, KY, 40701

5beds
3baths
3,637sqft
$949,000
$261price/sqft
$6,334/moest. monthly cost
$253,360/yrincome needed

About This Home

Stunning Farmhouse-Style Home with Resort Amenities & Guest House Welcome to this beautifully remodeled 5-bedroom, 3-full-bath farmhouse-style home, offering total of 3537 square feet. 2,637 sq ft in the main house and 900 square feet of refined living space in the in law / guesthouse. This property blends modern comfort with timeless charm, featuring updated kitchens and bathrooms, stylish finishes, and spacious rooms throughout. Step into your private outdoor paradise—an entertainer's dream—centered around a Mountain Lake-style saltwater pool complete with four laminars, a three-tier cascading waterfall, LED lighting and a slide built into the stonework. The pool is heated with both electric and gas, extending your enjoyment well beyond summer. The outdoor living space is unmatched, boasting a newly added pergola, a gorgeous pavilion with a gas fireplace, dry-stacked rock accents, and a gas fire pit on the stamped concrete pool deck. Professional hardscape landscaping , outdoor lighting for wonderful ambiance, as well as powder coated iron fencing creating a luxurious, inviting atmosphere day or night. But the amenities don't stop there—enjoy your very own 4-hole putting green with sand trap and waterfall water feature right on the property! Perfect for golf lovers, entertaining guests, or relaxing after a long day. Car enthusiasts and hobbyists will appreciate the 30×50 detached garage with upstairs storage, and RV parking along side the garage, paired with an attached two-car garage for everyday convenience. This exceptional property also includes a 900 sq ft guest house, ideal for in-laws, guests, or rental income. The guest house features a full kitchen, bathroom, loft-style design, shiplap walls, concrete floors, refrigerator, range, and microwave. This extraordinary estate offers luxury, recreation, and comfort all in one—truly a rare find with unmatched amenities. Wait, for boating enthusiasts, the location is unbeatable: Laurel Lake, Flatwoods Boat Dock - just 10 minutes away 312 Boat Dock - only minutes from the home Lake Cumberland - approximately one hour away With ample garage/storage space, there is plenty of room to keep your boat on-site while staying extremely close to Laurel Lake, Laurel River, and the region's best water recreation. All this just minutes away from I-75, grocery, and restaurants, downtown Corbin, KY and 10 Minutes form London, KY This remarkable property offers luxury living with resort-style amenities and exceptional outdoor recreation—truly a one-of-a-kind opportunity.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Keavy Elementary SchoolGrades PK-52.5 mi
8/10
--
Mcdaniel Learning CenterGrades 9-129.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Dimensional Style,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Trash Compactor,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • In-Law Floorplan,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Skylight(s),Window Treatments,Blinds,Screens
  • Flooring: Carpet,Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Great Room,Masonry,Recreation Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,637

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric,Wall Unit(s)

Interior Area

  • Total structure area: 3,637
  • Total interior livable area: 3,637 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1210000329.07

Features

  • Levels: One and One Half
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Fire Pit
  • Fencing: Other
  • Has view: Yes
  • View description: Rural,Trees/Woods,Neighborhood,Other

Lot

  • Lot size: 1.15 Acres
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Detached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$637$7,644
Property Taxes $612$7,344
Electricity $287$3,446
Total$6,334$76,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,165/yr
40% on housing$190,020/yr
45% on housing$168,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 40701$117
Laurel County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 40701$123
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-17Listed for sale$895,000
2024-01-24Listing removed--
2023-07-24Listed for sale$1,100,000
2017-09-13Sold$186,666
2017-09-01Pending sale$219,900
2017-07-19Listed for sale$219,900

For Sale by Agent

AgentTheresa Lowe
BrokerageSester & Co Realty

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