109 Pine St, London, KY, 40741
About This Home
PRICE IMPROVEMENT - City Limits Convenience with fenced yard and dual driveway for additional parking space. This home offers 2 bedrooms and 2 baths, featuring an open-concept layout with a dedicated dining area. The primary bedroom includes a walk-in closet, and all kitchen appliances stay. Situated on a .48-acre lot, the property provides privacy in the backyard and includes a handicap-accessible ramp at the side entrance. Utilities include KU electric and city water. Investors take a look, it would make a nice rental or Airbnb. NEW roof, new hardwood flooring in '23, and freshly painted.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-In Closet(s)
- Door features: Storm Door(s)
- Window features: Blinds
- Flooring: Hardwood,Tile
- Finished area below ground: 0
- Finished area above ground: 1,096
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,096
- Total interior livable area: 1,096 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 0509000002.00
Features
- Levels: One
- Fencing: Chain Link,Partial
Lot
- Lot size: 0.48 Acres
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,056 | $12,672 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $148 | $1,776 |
| Electricity | $154 | $1,850 |
| Total | $1,528 | $18,336 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Price change | $225,000 |
| 2026-01-19 | Listed for sale | $235,000 |
| 2022-08-16 | Sold | $132,500 |
| 2022-07-16 | Pending sale | $149,900 |
| 2022-06-08 | Price change | $149,900 |
| 2022-05-14 | Price change | $154,900 |
| 2022-04-09 | Listed for sale | $159,900 |
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