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1901 Mallard Dr, London, KY, 40741

5beds
3baths
2,502sqft
$409,900
$164price/sqft
$2,827/moest. monthly cost
$113,080/yrincome needed

About This Home

Don't miss the opportunity to own this beautiful and spacious home located in one of London's most well-established subdivisions. Perfectly positioned near the city limits, this home offers the convenience of being close to the city limits with a touch of peaceful suburban charm. Featuring 5 generously sized bedrooms, including a large master suite, and a main floor room that could easily serve as a home office or 6th bedroom, there's plenty of space for a growing family or hosting guests. The formal living and dining rooms are perfect for entertaining, while the cozy family room with a gas fireplace provides a warm, inviting space to relax. Step outside onto the large back deck and enjoy your morning coffee or evening meals in the fresh air, overlooking the beautiful corner lot. The unfinished basement offers endless possibilities'whether you envision a home gym, recreation room, or extra living space, there's room to bring your vision to life. This home is full of charm and potential, with room to roam both inside and out. It's the ideal blend of comfort, space, and location, schedule your showing today! Close to the beautiful waters of Laurel Lake

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
7/10
South Laurel High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Other
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,502

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,502
  • Total interior livable area: 2,502 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0610000047.63

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.78 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$334$4,008
Property Taxes $224$2,688
Electricity $197$2,371
Total$2,827$33,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,925/yr
40% on housing$84,810/yr
45% on housing$75,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$144
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$429,900
2026-03-20Listing removed$394,900
2026-03-04Price change$394,900
2025-12-21Listed for sale$399,900
2025-10-29Listing removed$419,000
2025-09-12Price change$419,000
2025-09-03Price change$449,900
2025-05-23Price change$468,900
2025-04-24Price change$469,900
2025-04-22Listed for sale$459,900
2023-02-03Sold$347,000
2023-01-15Pending sale$380,000
2023-01-15Contingent$380,000
2023-01-11Price change$380,000
2023-01-03Price change$393,900
2022-11-26Price change$394,900
2022-11-24Listed for sale$399,900
2022-10-11Pending sale$399,900
2022-10-11Contingent$399,900
2022-09-22Price change$399,900
2022-09-20Price change$410,000
2022-09-15Price change$419,000
2022-09-04Listed for sale$425,000
2022-08-26Pending sale$425,000

For Sale by Agent

AgentSherry L Watkins
BrokerageSester & Co Realty

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