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102 Dogwood Trl, London, KY, 40741

5beds
5baths
3,672sqft
$399,000
$109price/sqft
$2,889/moest. monthly cost
$115,560/yrincome needed

About This Home

Welcome to 102 Dogwood Trail — a spacious, beautifully situated home in the established Twin Oaks neighborhood offering room to live, entertain, and grow. With over 3,600 square feet, this 5-bedroom, 4.5-bath home delivers the space today's buyers are searching for. From the moment you walk in, you'll appreciate the flexible layout, generous room sizes, and the ability to accommodate large families, guests, or multi-generational living. The main living areas offer a warm, inviting feel with a mix of hardwood, carpet, and vinyl flooring, while the finished basement provides additional living space perfect for a media room, recreation area, or private retreat. Step outside and you'll find one of this home's standout features — a private, fenced backyard, ideal for summer gatherings, relaxing weekends, and entertaining friends and family. Conveniently located just minutes from shopping, dining, and schools, this property offers the perfect blend of space, location, and lifestyle. If you've been searching for a home with room to spread out and features that make everyday living enjoyable, this is one you don't want to miss.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
7/10
South Laurel High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Cooktop,Oven
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Walk-Out Access,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom5

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,356
  • Finished area above ground: 2,316

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,672
  • Total interior livable area: 3,672 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 0618000030.59

Features

  • Levels: Two
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.56 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$326$3,912
Property Taxes $257$3,084
Electricity $289$3,479
Total$2,889$34,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,051/yr
40% on housing$86,670/yr
45% on housing$77,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$146
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$399,000
2026-06-28Listed for sale$425,000
2006-09-29Sold$202,000

For Sale by Agent

AgentMarsha Cross
BrokerageSester & Co Realty

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