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211 Whitley St, London, KY, 40741

4beds
4baths
2,691sqft
$285,000
$106price/sqft
$1,977/moest. monthly cost
$79,080/yrincome needed

About This Home

Embrace the perfect blend of Southern charm and contemporary elegance in this 4 bedroom 2/2 bath residence, ideally located within the city limits of London. The heart of this home is its impressive addition: a spacious great room that flows into the modern kitchen, featuring granite countertops, vaulted ceilings, stainless steel appliances, a gas stove, glass front cabinetry, farm sink and a dedicated pantry. An additional highlight is the shiplap style walk in mud room at back entrance-storage, style and practical. Primary bedroom is on the main level with an added ensuite featuring double vanity, walk in shower and cedar back closet. On the exterior you will find a large parking pad and storage shed offering space for your hobbies or belongings. With immediate occupancy available, you can start enjoying the best of both worlds - timeless charm and contemporary living. Don't miss your chance to see this gem.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
London Elementary SchoolGrades PK-50.7 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bathroom4

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Window Treatments,Blinds
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,691

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,691
  • Total interior livable area: 2,691 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath,Accessible Kitchen,Grip-Accessible Features

Details

  • Parcel number: 0627000044.00

Features

  • Levels: Two
  • Exterior features: Other
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$232$2,784
Property Taxes $92$1,104
Electricity $212$2,550
Total$1,977$23,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,782/yr
40% on housing$59,310/yr
45% on housing$52,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$146
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$285,000
2026-07-31Listed for sale$285,000
2025-05-25Listing removed$275,000
2025-04-15Listed for sale$275,000
1991-08-01Sold$35,000

For Sale by Agent

AgentDonna Gregorich
BrokerageCENTURY 21 Advantage Realty

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