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827 Pine Hill Brock Rd, London, KY, 40741

6beds
3baths
2,604sqft
$444,900
$171price/sqft
$3,144/moest. monthly cost
$125,760/yrincome needed

About This Home

Country Charm Meets Modern Comfort on 33+ Acres! Experience the best of both worlds with this beautifully renovated 6-bedroom, 3-bathroom brick home, perfectly situated on 33.52 acres of picturesque pasture land—ideal for a horse farm or anyone craving space and serenity. Completely updated from top to bottom, this spacious home features new flooring, fresh paint, and modern finishes throughout. The main level offers a generous master suite, two additional bedrooms, two full baths, a cozy living room, a formal dining area, and a stunningly updated kitchen perfect for both daily living and entertaining. Downstairs, the fully finished basement adds even more living space with three additional bedrooms, a full bathroom, and a 1-car garage with interior access. Step outside to a peaceful back porch and soak in the scenic views of gently rolling pasture—perfect for quiet mornings or unwinding after a long day. Whether you're dreaming of a horse farm or simply desire wide open spaces, this extraordinary property offers a rare opportunity to live your rural dream in comfort and style.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Bush Elementary SchoolGrades PK-53.7 mi
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Flooring: Other
  • Finished area below ground: 1,200
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,604
  • Total interior livable area: 2,604 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 0660000119.19

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural,Mountain(s),Farm

Lot

  • Lot size: 33.52 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$363$4,356
Property Taxes $327$3,924
Electricity $205$2,467
Total$3,144$37,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,794/yr
40% on housing$94,320/yr
45% on housing$83,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$144
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Contingent$449,900
2026-05-05Price change$449,900
2025-12-12Price change$499,900
2025-11-04Price change$550,000
2025-04-21Listed for sale$649,900
2023-08-29Sold$140,000
2023-06-02Sold$207,000
2023-04-23Pending sale$599,900
2023-03-21Listed for sale$599,900

For Sale by Agent

AgentChris McHargue
BrokerageHuddleston Real Estate

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