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189 Oakwood Dr, London, KY, 40744

6beds
5baths
7,125sqft
$869,000
$122price/sqft
$6,179/moest. monthly cost
$247,160/yrincome needed

About This Home

Located in the highly sought-after Oaks of London community, this rare estate offers over 7,000 square feet of living space on a .9-acre double lot overlooking the golf course. What truly sets this home apart is its connection to the outdoors. Enjoy first and second floor expansive decks designed for entertaining or quiet mornings—perfectly positioned to take in rolling hills, scenic views, and the rhythm of the course. Whether you're hosting friends, watching golfers pass through, or simply enjoying the peace of the setting, this home delivers a lifestyle that's hard to find in this market. Inside, the home offers the space and flexibility to match, ideal for large families, entertaining, or multi-generational living. This well maintained property features a first floor master suite, spacious bedrooms and multiple living areas for everyday living. The finished basement offers a full kitchen, second laundry room and a dedicated gym space. Homes of this size, setting, and presence in The Oaks of London rarely come available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Bush Elementary SchoolGrades PK-51.7 mi
8/10
--
Mcdaniel Learning CenterGrades 9-122.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Range,Refrigerator,Range
  • Laundry features: Main Level,Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom5

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Window Treatments,Blinds,Screens
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,375
  • Finished area above ground: 4,750

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 7,125
  • Total interior livable area: 7,125 sqft

Kitchen

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Recreation Room

  • Level: First

Property

Details

  • Parcel number: 0780000047.59

Features

  • Levels: Three Or More
  • Exterior features: Other
  • Has view: Yes
  • View description: Neighborhood,Other

Lot

  • Lot size: 0.90 Acres
  • Features: On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$625$7,500
Property Taxes $598$7,176
Electricity $562$6,752
Total$6,179$74,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,851/yr
40% on housing$185,370/yr
45% on housing$164,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 40744$102
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40744$153
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$869,000
2026-03-21Listing removed$899,000
2026-02-16Price change$899,000
2025-10-21Listed for sale$950,000
2021-09-07Sold$685,000
2020-02-06Listing removed$799,000
2019-05-24Listed for sale$799,000
2011-12-09Sold$385,000

For Sale by Agent

AgentPhillip D Smith
BrokerageCENTURY 21 Advantage Realty

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