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94 C St, Louisa, KY, 41230

3beds
1baths
1,150sqft
$149,900
$130price/sqft
$1,247/moest. monthly cost
$49,880/yrincome needed

About This Home

Conveniently located just around the corner from the schools and hospitall in Louisa, this well-maintained 3-bedroom, 1-bath home is ready for its next owner. Enjoy peace of mind with a maintenance-free metal roof, new appliances installed in 2026, and updated flooring in the family room completed in 2024. The functional floor plan offers comfortable living spaces, while the included appliances make moving in easy. Step outside to a fenced rear yard, perfect for pets, play, or outdoor entertaining, and relax on the deck while enjoying your backyard space. Whether you're a first-time homebuyer or downsizing, this home offers convenience, comfort.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
Louisa Middle SchoolGrades 6-80.2 mi
4/10

Construction

Condition

  • Property condition: 31 to 50 Years
  • Year built: 1978

Materials

  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Range Hood,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 105800002800

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 1
  • Parking features: Built-In
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Ice Storm
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$184$2,208
Property Taxes $152$1,824
Electricity $154$1,850
Total$1,247$14,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,754/yr
40% on housing$37,410/yr
45% on housing$33,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 41230$108
Lawrence County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 41230
Lawrence County$75

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$149,900
2024-05-20Listing removed--
2024-04-21Pending sale$119,000
2024-02-26Listed for sale$119,000
2018-11-29Sold$75,000
2018-10-18Pending sale$75,000
2018-09-25Listed for sale$75,000
2018-08-02Pending sale$75,000
2018-04-26Listed for sale$75,000

For Sale by Agent

AgentRobert Bonecutter
BrokerageEpique Realty

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