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4100 State Route 56 N, Calhoun, KY, 42327

5beds
3baths
2,516sqft
$449,900
$179price/sqft
$3,185/moest. monthly cost
$127,400/yrincome needed

About This Home

More Than A House - Space For The Life That Comes With It! Just barely beyond the Daviess County line, and 15 miles from the Owensboro bypass, this five-bedroom, three-bath home offers 2,516 square feet of living space on 5.93 acres, along with a substantial collection of functional outbuildings. A 2021 addition added two bedrooms, a full bath and a family room. The 47' × 54' barn includes lean-tos, horse stalls and a chicken coop. A heated and cooled 24' × 24' detached three-car garage provides flexible space for vehicles, projects, hobbies or storage. Additional buildings include 35' × 12' camper storage, an 18' × 21' carport and a 10' × 16' storage building. Metal roofing has been installed on the home and outbuildings, along with six-inch gutters, downspouts and gutter guards. The approximately 250-square-foot covered front porch completes this versatile rural property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
Calhoun Elementary SchoolGrades PK-59.6 mi
7/10
5/10
McLean County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick,Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator,Oven,Electric Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s),Walk-in Shower
  • Door features: Storm Door(s)
  • Flooring: Ceramic Tile
  • Fireplace features: Fireplace,Glass Doors,Heatilator,Insert,Family Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,516

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 2,516
  • Total interior livable area: 2,516 sqft

Kitchen

  • Features: Eat-in Kitchen,Bar

Property

Details

  • Parcel number: 1017A10191020A

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 5.93 Acres
  • Features: Level,Rolling Slope,Secluded,Landscaped
  • Lot size dimensions: 5.926 Acres

Parking

  • Total spaces: 8
  • Parking features: Barn,Carport,Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 8
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Drought
Earthquake
Hail
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$297$3,564
Property Taxes $416$4,992
Electricity $198$2,384
Total$3,185$38,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,200/yr
40% on housing$95,550/yr
45% on housing$84,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 42327$288
McLean County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 42327$120
McLean County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Price change$449,900
2026-06-26Listed for sale$479,900

For Sale by Agent

AgentGeorge Wathen
BrokerageSolutions Real Estate Group

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