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295 Dogwood Dr, Livermore, KY, 42352

4beds
2baths
2,250sqft
$279,000
$124price/sqft
$2,161/moest. monthly cost
$86,440/yrincome needed

About This Home

Tastefully updated and full of character, this unique tri-level home in Hickory Hills offers 4 bedrooms, 2 full baths, and 2,250 square feet on approximately 0.63 acres. Originally built in 1976 and renovated in 2021, the home features a refreshed kitchen and baths, updated flooring through much of the home, an open kitchen with quartz countertops and stainless appliances, multiple living areas, and a finished walk-out lower level that adds flexibility for guests, family space, or a private bedroom suite. The home also includes two fireplaces, a heat pump, municipal water, private septic, and a brand new roof installed in March 2026. The rear deck will be rebuilt before closing, and the seller is offering a credit toward replacement doors. No garage is currently in place, but the seller can add a carport. Listing agent is the property owner and is a licensed real estate broker in Kentucky.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
7/10
5/10
Mclean County High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding,Cedar Clapboard,Wood Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 680

Basement

  • Has basement: Yes
  • Basement: Partial,Finished,Walk-Out Access,Bedrooms(1),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Linoleum
  • Number of fireplaces: 2
  • Fireplace features: Propane Stove,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 2,250

Heating & Cooling

  • Heating features: Electric,Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 2,930
  • Total interior livable area: 2,250 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 000000000.0000000000.000
  • Lease amount: 0

Features

  • Patio & porch: Patio,Open Porch,Deck
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Street,Wooded

Lot

  • Lot size: 0.63 Acres
  • Features: Corner,Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Hail
Inland Flooding
Winter Weather
Cold Wave
Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$223$2,676
Property Taxes $351$4,212
Electricity $177$2,132
Total$2,161$25,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,091/yr
40% on housing$64,830/yr
45% on housing$57,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 42352$114
McLean County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 42352$158
McLean County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$292,500
2026-04-21Listed for sale$295,000
2021-03-10Sold$208,500
2021-03-01Pending sale$215,000

For Sale by Agent

AgentEthan Myres
BrokerageFairway Realty

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