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2590 Horan Ln, Springfield, KY, 40069

4beds
2baths
2,525sqft
$375,000
$149price/sqft
$2,587/moest. monthly cost
$103,480/yrincome needed

About This Home

Wow... come enjoy the best of both worlds with this magnificent home as it sits in a beautiful country setting off of a backroad yet is only 2.6 miles from city limits of Lebanon! Kicking the tour off is the cozy living room that immediately makes this place feel like home as it showcases gorgeous hardwood floors that glow from a duo of sun-enticing windows while the elegant crown molding adds an elevated touch. Then follow those ornate European-style columns that lead you right into the kitchen. The kitchen is a wonderful, open space highlighted by first-class finishes that include a sumptuous selection of fashionable cabinetry equipped with contrasting black handles for a tasteful pop! Plus... the mesmerizing countertops that pair brilliantly with the artisan quality backsplash and don't forget about the matching Whirlpool stainless-steel appliances shining under the array of recessed lights. Not to mention the pair of adorable pantry closets! This level of the home also hosts 2 spacious bedrooms with one being the primary furnished with a large walk-in closet and connecting to a full bath. This bath features a stylish dual vanity enhanced with a cute window that looks out into the scenic landscape and having a handy linen closet. Making our way to the lower-level of the home is where you will find a dashing den that is a great place to hangout, relax, or entertain. Rounding out this area are 2 more generously sized bedrooms and a full bath sporting another fabulous dual vanity, a refreshing walk-in shower, and complete with a discreet laundry room where as an added bonus... the washer and dryer stay too! If hosting and entertaining is your forte... then this is just the home for you as outside is like an oasis of fun for kids and adults with the multiple patio areas you have at your disposal paired with the spectacular multi-tiered deck that wraps around a 24' X 54' pool really setting the bar for entertainment at a home. And we haven't even talked about the 26' X 32' detached garage that is yet another awesome spot to host and entertain as this insulated garage has an extra 1/2 bath plus a kitchenette that includes a fantastic refrigerator, stove, and sink setup. It's truly perfect for all those gatherings as you can keep the party in garage while keeping your home clear of the mess. But wait... there's more! Don't forget about the sweet lofted outbuilding already wired with electric to give you even more storage and tinkering options! This place truly has it all and call CHASE LANCASTER to get it all today! ***NOTE: WE DO NOT PAY COMMISSION ON SELLER PAID CLOSING COSTS AND PRE-PAID ITEMS --- LISTING BROKER: 2.25% SELLING BROKER: 2.25%***

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
6/10
Lebanon Middle SchoolGrades 6-82.8 mi
7/10
Marion County High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Finished area above ground: 2,525

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,525
  • Total interior livable area: 2,525 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 07000822
  • Lease amount: 0

Features

  • Pool features: Above Ground
  • Patio & porch: Patio,Deck

Lot

  • Lot size: 0.93 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$213$2,556
Property Taxes $279$3,348
Electricity $199$2,392
Total$2,587$31,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,697/yr
40% on housing$77,610/yr
45% on housing$68,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 40069$169
Marion County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40069
Marion County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$375,000
2026-07-10Price change$379,900
2026-05-24Listed for sale$389,900
2023-05-15Sold$310,000
2023-03-30Pending sale$299,900
2023-03-02Price change$299,900
2023-02-16Listed for sale$319,900

For Sale by Agent

AgentCharles Lancaster, Jr
BrokerageThe Lancaster Agency Inc

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