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1080 Scuffle Creek Rd, Bradfordsville, KY, 40009

2beds
2baths
1,800sqft
$335,000
$186price/sqft
$2,167/moest. monthly cost
$86,680/yrincome needed

About This Home

1080 Sitting about 100 ft above Scuffle Creek Rd. via a 2/3 mile river gravel driveway with heavy duty bridge across Scuffle creek and continuing through a small stream and passes by the neighbor’s drive as it continues up around the knob then descends into a piece of heaven containing a 24 x 40 ft bent barrel roof metal/bubble wrapped shop with a 5 ft tall second floor, an unfinished bathroom and 7 inch thick concrete floor. It has 100 amp service panel. The house is 1800 sq. ft. Lodge style home. Post and beam frame with oak, poplar and cedar timbers. Insulated stud walls fill in the timber spaces, 5/8 inch cedar plywood panels cover the exterior with insulation and vinyl lap siding covering that. All exterior wood on the house is metal covered. 2x6 oak boards make up the roof and ceiling with 4x6 rafters on 4’ centers. Covered with styrofoam insulation panels, covered with exterior plywood, a moisture barrier and D channel metal roofing. Metal and moisture barrier replaced 2010. Inside the house the 1st floor is open spaces of approximately 32 x 24 ft which includes the kitchen with counter top stove and built in oven. Deep two sided granite sink. Spacious pantry and broom closet. Large laundry room/mud room with folding area and entrance to the two car garage. Other areas of the first floor make up 3 spaces of approximately 12 x 16 ft. Two with white oak hard wood floors and the 3rd includes a large coat closet, shelves closet and solid wood front entrance and Brazilian Cherry hard wood floor. A 100% efficient 40/60 btu propane fireplace open on three sides. The south end of the home is the master bedroom approximately 16 x 16 with walk in closet, bathroom with large walk in shower, oak laminated vanity with 3 wall wrap around mirrors. French doors open to a rear deck currently with hot tub/spa. The south eastern section of the main area contains the steps to the loft and a 6 ft sliding door opens to rear deck with 12 x 14 covered area and currently a 24 ft. diameter above ground pool. The upstairs consists of a 32 x 12 open loft that looks over the two eastern sections of the first floor and a small Nook area above the eastern side of the first floor. A small closet and small 3/4 bath with shower make up part of the main loft. Through that bathroom is entrance to the Frog bedroom. Finished Room Over Garage approximately 16 x 20. A small room 8x20 makes up the northern end of the second floor accessible from the FROG. The southern end of the loft continues into an area that overlooks the master bedroom and is approximately 12 x 16. This all sits on 25 acres of knob land. Over the 1100 ft peak and down to the creek which harbors all the woodland animals from turtles to black racer snakes and squirrels, deer, raccoons and a possible black bear. The creek, known as John’s Branch, is a good 4 wheeler experience when clear and can deliver one right to the front door of the house. This house is offered AS IS and we can supply the small list of a few items that MAY need some attention, to anyone with a serious offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Calvary Elementary SchoolGrades PK-58.5 mi
6/10
Lebanon Middle SchoolGrades 6-89.3 mi
7/10
Marion County High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 09800401

Features

  • Exterior features: Other,Vinyl
  • Has spa: Yes
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$171$2,052
Property Taxes $149$1,788
Electricity $154$1,850
Total$2,167$26,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,297/yr
40% on housing$65,010/yr
45% on housing$57,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 40009$166
Marion County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40009
Marion County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$335,000

For Sale by Owner

AgentProperty Owner

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