8309 Reef Ct, Indianapolis, IN, 46236
About This Home
Positioned on 155' of waterfront in a deep-water cove, this striking contemporary home offers a rare opportunity to own a one-of-a-kind lakefront property in an exceptional setting. Designed with dramatic architecture, soaring windows, and a light-filled multi-level layout, this unique property captures breathtaking water views from nearly every angle. The European-inspired kitchen features quartz countertops, custom cabinetry, high-end stainless appliances, and an oversized island designed for gathering. The primary suite offers a spa-like feel with a glass soaking tub, river rock shower, HEATED flooring, and serene waterfront views. Outside, the expansive tiered waterfront setting, private dock, and large outdoor living areas provide an incredible foundation for creating a truly spectacular lakeside retreat. With its modern exterior, distinctive design, and premier waterfront presence, this property offers a rare chance to personalize a luxury home in one of Geist's most sought-after locations.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Concrete Perimeter
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,Convection Oven,Electric Oven,Refrigerator,Washer,Water Softener Owned
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedroom2
- Level: Upper
- Area: 195
- Dimensions: 15x13
Bedroom3
- Level: Upper
- Area: 208
- Dimensions: 16x13
Bedroom4
- Features: Other
- Level: Basement
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Breakfast Room
- Level: Upper
- Area: 56
- Dimensions: 8x7
Dining Room
- Level: Upper
- Area: 204
- Dimensions: 17x12
Exercise Room
- Features: Other
- Level: Upper
- Area: 396
- Dimensions: 18x22
Family Room
- Features: Other
- Level: Basement
- Area: 285
- Dimensions: 19x15
Features
- Built-in Features,Kitchen Island,Ceiling Fan(s),Hardwood Floors,High Speed Internet,Eat-in Kitchen,Pantry,Walk-In Closet(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Great Room
- Fireplace: Yes
- Finished area below ground: 1,206
Great Room
- Level: Main
- Area: 540
- Dimensions: 27x20
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,487
- Total interior livable area: 4,487 sqft
Kitchen
- Level: Upper
- Area: 231
- Dimensions: 21x11
Master Bedroom
- Level: Main
- Area: 270
- Dimensions: 18x15
Office
- Features: Other
- Level: Basement
- Area: 270
- Dimensions: 18x15
Property
Details
- Parcel number: 490121141015000400
- Horse amenities: None
Features
- Levels: Three Or More
- Pool features: In Ground
- Patio & porch: Glass Enclosed,Deck
- Exterior features: Sprinkler System
- Has spa: Yes
- Spa features: Above Ground,Heated
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,On Reservoir,Seawall
Lot
- Lot size: 0.60 Acres
- Features: Cul-De-Sac,Mature Trees
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,085 | $97,020 |
| Home Insurance * | $1,015 | $12,180 |
| Property Taxes | $1,301 | $15,612 |
| Electricity | $411 | $4,935 |
| Total | $10,812 | $129,744 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $1,599,000 |
| 2026-07-28 | Price change | $1,599,000 |
| 2026-05-23 | Listed for sale | $1,650,000 |
| 2022-10-05 | Sold | $1,265,000 |
| 2019-08-14 | Listing removed | $1,265,000 |
| 2019-08-13 | Listing removed | $7,500 |
| 2019-07-30 | Listed for rent | $7,500 |
| 2019-07-12 | Price change | $1,265,000 |
| 2019-06-12 | Price change | $1,290,000 |
| 2019-05-02 | Price change | $1,295,000 |
| 2019-04-20 | Price change | $1,395,000 |
| 2019-03-28 | Listed for sale | $1,490,000 |
| 2018-12-02 | Listing removed | $1,490,000 |
| 2018-10-30 | Price change | $1,490,000 |
| 2018-10-03 | Price change | $1,495,000 |
| 2018-09-13 | Price change | $1,595,000 |
| 2018-07-12 | Listed for sale | $1,695,000 |
| 2015-12-01 | Sold | $0 |
| 2015-07-30 | Price change | $719,000 |
| 2015-05-16 | Price change | $749,000 |
| 2015-04-02 | Price change | $769,000 |
| 2015-01-21 | Price change | $799,000 |
| 2014-10-11 | Price change | $829,000 |
| 2014-06-24 | Listed for sale | $899,900 |
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