631 Chickasaw Bluff Rd, Benton, KY, 42025
About This Home
This elegant custom-built home is situated on 1.1 beautifully landscaped acres with a circle driveway that leads you to the covered front porch and impressive entry, setting the stage for the exceptional quality found throughout the home. You'll be impressed with the generous living areas, updated finishes, and bonus living spaces, both upstairs and downstairs, making family living and hosting gatherings both comfortable and convenient. The main level features a formal living room with a fireplace, a sunroom, a dining room, and a beautifully appointed kitchen with plenty of cabinets, granite countertops, two pantries, and high-end appliances. Also found on the main level is the utility room and the primary suite. The luxurious primary bath with double sinks and quartz countertops, stand-up shower, whirlpool tub, and two large closets is sure to meet your needs. Upstairs is the hobby room and large bedrooms with plenty of closet space, as well as a full bath with a stand-up shower. Basement features poured walls and is partially finished with a large great room and a full bathroom. The unfinished part of the basement is such a great storage space. You wouldn't even have to take your Christmas tree apart! The back covered patio provides privacy and can be enjoyed year-round.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Slab
- Roof: Dimensional Style
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer,Oven,Self Cleaning Oven
- Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup,Common Area
Basement
- Has basement: Yes
- Basement: Concrete,Exterior Entry,Interior Entry,Partially Finished,Sump Pump,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Breakfast Bar,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
- Door features: Storm Door(s)
- Window features: Skylight(s),Window Treatments,Blinds,Screens
- Flooring: Carpet,Concrete,Ceramic Tile,Laminate,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Basement,Electric,Gas Log,Living Room,Ventless,Den
- Fireplace: Yes
- Finished area below ground: 850
- Finished area above ground: 3,492
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Multi Units
Interior Area
- Total structure area: 4,342
- Total interior livable area: 4,342 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Common Area,Accessible Entrance,Accessible Full Bath
Details
- Parcel number: 360A02028.
Features
- Levels: Three Or More
- Fencing: None
Lot
- Lot size: 1.10 Acres
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $845 | $10,140 |
| Property Taxes | $487 | $5,844 |
| Electricity | $342 | $4,114 |
| Total | $5,213 | $62,556 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $699,900 |
| 2026-07-10 | Listed for sale | $699,900 |
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