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1575 Dyke Rd, Benton, KY, 42025

5beds
3baths
2,680sqft
$314,900
$118price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

Space, privacy, and a setting that's hard to find. This brick 5 bedroom, 3 bath home sits on approximately 4 acres in the lake area, just minutes from Kentucky Lake. The main level offers two bedrooms, a full bath, formal dining, and an eat-in kitchen with plenty of cabinet space. Upstairs adds two more bedrooms and a full bath. The finished walk-out basement is currently used as a private master suite with its own full bath, second kitchen, and rec room with gas log fireplace. It could easily be converted to a mother-in-law suite with its own exterior entrance. Outside you'll find a large 20x30 detached shop, pole barn with carport, and covered porch, all shaded by mature trees. Gas tankless water heater and gas log fireplaces up and down.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Central Elementary SchoolGrades PK-52.8 mi
8/10
7/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Cooktop,Oven
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Exterior Entry,Finished,Interior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Gas Log,Insert,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 720
  • Finished area above ground: 1,960

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas,Ductless,Dual Fuel
  • Cooling features: Ceiling Fan(s),Ductless,Electric

Interior Area

  • Total structure area: 2,680
  • Total interior livable area: 2,680 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 550000048.

Features

  • Levels: Two

Lot

  • Lot size: 4.63 Acres
  • Features: Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Detached Garage,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$380$4,560
Property Taxes $213$2,556
Electricity $211$2,539
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$189
Marshall County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$314,900
2026-07-13Listed for sale$329,900
2021-03-24Listing removed--
2020-01-16Listing removed$219,900
2019-10-31Listed for sale$219,900

For Sale by Agent

AgentDannie Cain Hill
BrokerageeXp Realty, LLC

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