2701 Little Bear Hwy, Gilbertsville, KY, 42044
About This Home
Welcome to 2701 Little Bear Highway! This spacious 3-bedroom, 2-bath brick ranch offers over 2,000 square feet of living space on two lots totaling 0.78 acres, just minutes from Kentucky Lake. Inside, you'll find multiple living areas, an oversized family room with a cozy wood-burning fireplace, and eat-in kitchen. The inviting sunroom, featuring vaulted wood ceilings and walls of windows, is the perfect place to relax while enjoying views of the private backyard. Step outside to the expansive deck shaded by mature trees, creating an ideal setting for entertaining or unwinding. With an attached two-car garage and a prime location just moments from Rocky Point Day Use Park, offering a public boat ramp and courtesy dock for easy access to Kentucky Lake, this home is perfect for full-time living or a weekend getaway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Block
- Roof: Dimensional Style,Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Level: First
- Area: 144.21
Bedroom2
- Level: First
- Area: 144.21
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: First
- Area: 238.7
Dining Room
- Level: First
- Area: 90.72
Family Room
- Level: First
- Area: 302.47
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,020
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,020
- Total interior livable area: 2,020 sqft
Kitchen
- Level: First
- Area: 227.13
Living Room
- Level: First
- Area: 321.48
Master Bedroom
- Level: First
- Area: 169.92
Utility Room
- Level: First
- Area: 76.8
Property
Details
- Parcel number: 610A10016.. 610A10017
Features
- Levels: One
- Fencing: None
Lot
- Lot size: 0.78 Acres
- Features: Few Trees
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $350 | $4,200 |
| Property Taxes | $225 | $2,700 |
| Electricity | $159 | $1,914 |
| Total | $1,972 | $23,664 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $245,000 |
For Sale by Agent
View on Zillow