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98 Gordon Rd, Benton, KY, 42025

4beds
2baths
2,464sqft
$309,000
$125price/sqft
$2,296/moest. monthly cost
$91,840/yrincome needed

About This Home

Spacious 4 bedroom, 2 bathroom brick home offering just under 2,500 sq ft on a 1.34± acre partially wooded corner lot with a brand new heating and air unit installed July 2026. Enjoy peaceful living just minutes from Kentucky Lake and Draffenville with the peace of mind of a 3 year old roof. Inside, you'll find two living rooms (one with a beautiful brick fireplace) and two kitchens perfect to fit your needs, whether for one-level living, extended family stays, or multigenerational living. Gorgeous wood floors run throughout the upper level, adding warmth and charm. With room to spread out inside and out, this home offers both flexibility and comfort in a prime location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Central Elementary SchoolGrades PK-53.7 mi
8/10
7/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 138.584

Bedroom3

  • Level: Second
  • Area: 111.1

Bedroom4

  • Level: Lower
  • Area: 206.08

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Area: 133.4

Family Room

  • Level: Lower
  • Area: 451.53

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Basement,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,232
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,464 sqft

Kitchen

  • Level: Second
  • Area: 124.353

Living Room

  • Level: Second
  • Area: 217.584

Master Bedroom

  • Level: Second
  • Area: 124.353

Property

Details

  • Parcel number: 630000025

Features

  • Levels: Multi/Split
  • Fencing: None

Lot

  • Lot size: 1.81 Acres
  • Features: Few Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$373$4,476
Property Taxes $167$2,004
Electricity $194$2,335
Total$2,296$27,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,720/yr
40% on housing$68,880/yr
45% on housing$61,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$189
Marshall County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$309,000
2026-04-03Listing removed$324,900
2025-11-20Price change$324,900
2025-10-04Listed for sale$339,900

For Sale by Agent

AgentMonti Collins
BrokerageHousman Partners - Lake Area

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