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3259 Big Bear Hwy, Benton, KY, 42025

3beds
3baths
2,792sqft
$575,000
$206price/sqft
$4,173/moest. monthly cost
$166,920/yrincome needed

About This Home

Beautifully Remodeled Lake Home On 2.16 Acres With Direct Access To Malcolm Creek Embayment. Every Space Has Been Thoughtfully Updated For Your Family's Enjoyment. The Fully Updated Interior Boasts Of A New Kitchen, 3 Full Baths, Two Great Flex Spaces, And So Much More! Moving Outside, Covered Porches Provide Plenty Of Outdoor Entertainment Space. The Two Car Garage Holds All Your Lake Toys, While An Expansive Yard And A Path To The Lake Provide For Many Hours Of Outdoor Activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Central Elementary SchoolGrades PK-56.5 mi
8/10
7/10

Construction

Materials

  • Foundation: Slab
  • Roof: Dimensional Shingle,Metal
  • Construction materials: Frame,Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove,Gas Water Heater
  • Laundry features: Utility Room,Washer/Dryer Hookup

Basement

  • Basement: None

Bathroom

  • Features: Double Vanity

Bedroom2

  • Level: Upper
  • Area: 146.93055555555554

Bedroom3

  • Level: Upper
  • Area: 108.50694444444443

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Main
  • Area: 374.3055555555556

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s),Other/See Remarks
  • Window features: Vinyl Frame
  • Flooring: Carpet,Tile
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Kitchen

  • Features: Breakfast Area,Kitchen/Dining Room
  • Level: Main
  • Area: 142.625

Master Bedroom

  • Level: Upper
  • Area: 238

Property

Details

  • Parcel number: 700G00042

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water View Seasonal
  • Waterfront features: Kentucky Lake
  • Waterbody name: Kentucky Lake

Lot

  • Lot size: 2.16 Acres
  • Features: Trees,County,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$694$8,328
Property Taxes $352$4,224
Electricity $220$2,645
Total$4,173$50,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,074/yr
40% on housing$125,190/yr
45% on housing$111,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$186
Marshall County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$595,000
2025-09-23Sold$159,500
2025-08-25Pending sale--

For Sale by Agent

AgentBecky Ray
BrokeragePark Avenue Properties

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