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214 Hickory Hill Ln, Benton, KY, 42025

5beds
4baths
4,289sqft
$1,290,000
$301price/sqft
$9,559/moest. monthly cost
$382,360/yrincome needed

About This Home

Ky Lake waterfront home on 1.4 acres with private dock and beautiful water views. Gentle slope to the water with a gravel path leading to the dock for easy lake access. Completely remodeled and move-in ready, this home offers 5 bedrooms and 3.5 baths with plenty of space for family and guests. Large family room with gas fireplace plus an open kitchen, dining, and living area designed for gathering and entertaining. Large primary suite, with gorgeous shower, soaking tub and double sinks. Two car attached garage. Enjoy the peaceful setting, outdoor space, and everything lake living has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
--
Mc AcademyGrades 6-128.5 mi
7/10

Construction

Materials

  • Foundation: Slab
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Second

Bathroom3

  • Level: Third

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Propane,Ventless
  • Fireplace: Yes
  • Finished area below ground: 1,664
  • Finished area above ground: 2,625

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units

Interior Area

  • Total structure area: 4,289
  • Total interior livable area: 4,289 sqft

Kitchen

  • Level: Lower

Master Bathroom

  • Level: Third

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: 760000021

Features

  • Levels: Three Or More
  • Has view: Yes
  • View description: Rural,Trees/Woods,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterbody name: Kentucky Lake

Lot

  • Lot size: 1.40 Acres
  • Features: Landscaped,Secluded,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,522$78,264
Home Insurance *$1,558$18,696
Property Taxes $1,141$13,692
Electricity $338$4,064
Total$9,559$114,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$327,737/yr
40% on housing$286,770/yr
45% on housing$254,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$182
Marshall County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$1,290,000
2026-05-29Price change$250,000
2026-05-29Listed for sale$1,290,000
2023-09-28Sold$797,500
2023-09-05Pending sale--
2023-08-03Listed for sale--
2023-07-03Listing removed$749,000
2023-04-28Price change$749,000
2022-08-01Price change$976,000
2022-07-04Listed for sale$1,187,000

For Sale by Agent

AgentSandra Wright-Phillips
BrokeragePark Avenue Properties

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