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305 W 6th St, Benton, KY, 42025

2beds
1baths
1,039sqft
$160,000
$154price/sqft
$1,276/moest. monthly cost
$51,040/yrincome needed

About This Home

Super cute move-in ready home in Benton city limits! Offering 2 bedrooms and 1 full bathroom, a spacious kitchen with beautiful wood cabinets, spacious front and back porches, back patio with a fire pit, new roof in 2026, new water heater in 2025 and a huge fenced in yard. Spacious bathroom has updated vanity and walk-in tiled shower. Large laundry room with an entrance from the carport makes carrying groceries inside a breeze. Driveway is paved from street to under the carport with extra parking on the gravel drive. 2 sheds in the back, one with electricity that can be used as a shop. This home has it all! Sellers offering $2000 in concessions for buyers to offset flood insurance cost!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Benton Elementary SchoolGrades PK-50.4 mi
6/10
South Marshall MiddleGrades 6-83.0 mi
7/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Dimensional Style,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Oven
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,039

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,039
  • Total interior livable area: 1,039 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0B0803034.

Features

  • Levels: One
  • Exterior features: Fire Pit
  • Fencing: Invisible

Lot

  • Lot size: 0.34 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$193$2,316
Property Taxes $120$1,440
Electricity $154$1,850
Total$1,276$15,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,748/yr
40% on housing$38,280/yr
45% on housing$34,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$191
Marshall County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$160,000
2026-07-15Price change$160,000
2026-06-23Listed for sale$165,000
2023-10-24Sold$135,000
2023-09-13Listed for sale$139,000
2019-11-18Sold$64,000
2019-08-27Listed for sale$68,500
2018-05-07Listing removed$64,900
2018-03-28Listed for sale$64,900
2014-09-18Sold$25,000
2014-07-15Listed for sale$29,900
2014-02-10Sold$19,334

For Sale by Agent

AgentAmber Derringer
BrokerageEXIT Realty Key Group

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