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205 E 15th St, Benton, KY, 42025

2beds
1baths
746sqft
$122,000
$164price/sqft
$1,008/moest. monthly cost
$40,320/yrincome needed

About This Home

Come and see this adorable, move in ready, two bedroom one bath home at the end of a quiet dead end street in Benton. This home is the perfect size for a first time home buyer or someone who want to downsize to a small, maintenance free home close to everything. Restaurants, shopping and all the small town conveniences are nearby. This home features a metal roof, new landscaping, an outbuilding, detached garage, new 2 car aluminum carport & recently widened blacktopped driveway. A newer HVAC system makes this home even more desirable.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Benton Elementary SchoolGrades PK-50.4 mi
6/10
South Marshall MiddleGrades 6-82.4 mi
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 746

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 746
  • Total interior livable area: 746 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0B0903020.

Features

  • Levels: One

Lot

  • Lot size: 0.26 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $616$7,392
Home Insurance *$147$1,764
Property Taxes $91$1,092
Electricity $154$1,850
Total$1,008$12,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,560/yr
40% on housing$30,240/yr
45% on housing$26,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$191
Marshall County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$114,900
2026-07-27Price change$122,000
2026-07-08Price change$128,500
2026-06-18Price change$134,900
2026-04-26Price change$137,999
2026-03-20Price change$139,900
2026-03-04Listed for sale$144,999
2022-12-19Sold$60,000
2022-10-26Listed for sale$75,000
2022-10-22Listing removed--
2022-09-25Listed for sale$70,000
2012-09-28Sold$39,500

For Sale by Agent

AgentCynthia Jones
BrokerageElite Realty

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