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363 McCandless Coomer Rd, Horse Cave, KY, 42749

3beds
1baths
960sqft
$135,000
$141price/sqft
$1,023/moest. monthly cost
$40,920/yrincome needed

About This Home

This is a nice starter home Built in 1992 Outside was completely remodeled 3 years ago New roof New doors New windows New vinyl siding 2 new porches,1 covered Inside new countertops and sink in kitchen New vanity in bathroom Is dated, has cosmetic issues like paper peeling One room needs floor covering My mom lives in the house so shown by appointment only and available for occupancy end of aug.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 011000000606

Features

  • Exterior features: Brick

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$130$1,560
Property Taxes $57$684
Electricity $154$1,850
Total$1,023$12,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,074/yr
40% on housing$30,690/yr
45% on housing$27,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 42749$104
Metcalfe County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 42749
Metcalfe County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$130,000
2026-07-08Listed for sale$135,000
2025-05-12Sold$50,000

For Sale by Owner

AgentProperty Owner

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