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3003 Iron Mountain Rd, Center, KY, 42214

10beds
9baths
5,538sqft
$999,995
$181price/sqft
$6,957/moest. monthly cost
$278,280/yrincome needed

About This Home

Back on the market at no fault of it's own! Welcome to your dream rural escape! This picturesque 60-acre property offers the perfect blend of country living, income generating potential, and agricultural versatility. Nestled in a serene setting on a dead-end road, the charming farmhouse is completed by a host of valuable features: Main residence-a cozy, well maintained farmhouse full of charm and modern comfort. This home boasts 6 bedrooms(one currently used as an office), 4 bathrooms, a 3 car attached garage, library, and an attached greenhouse! Two private apartments-perfect for guest quarters, rental income, or multi-generational living. The main level 1 bed, 1.5 bath apartment comes complete with appliances and the upper level 3 bed, 2 bath apartment has never been lived in! Both units offer private entrances and functional layouts. Warehouse-currently an income generating property, with a delivery area, storage area, and workspace complete with a full bathroom and kitchenette area! Workshop and Barn-whether you need ample storage space, a space to do woodworking, or somewhere for your animals, this property has it all! With 60 acres of pastures and wooded area, and two ponds, this property is a rare opportunity for homesteaders, farmers, or entrepreneurs looking to invest in a versatile estate. Don't miss this unique chance to own s slice of country paradise. This isn't just a property, it's a lifestyle! Call for a showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Metcalfe County High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2003

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Gas Range,Refrigerator,Self Cleaning Oven,Dryer,Washer,Electric Water Heater,Heat Pump
  • Laundry features: Laundry Room

Basement

  • Area: 768

Basement

  • Has basement: Yes
  • Basement: Daylight,Partial,Interior Entry,Crawl Space

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 9
  • Full bathrooms: 8
  • Partial bathrooms: 1
  • Main level bathrooms: 4

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Bookshelves,Closet Light(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen,Kitchen/Dining Combo
  • Door features: Storm Door(s)
  • Window features: Thermo Pane Windows,Vinyl Frame,Blinds
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Access Only,Storage

Heating & Cooling

  • Heating features: Central,Heat Stove,Heat Pump,Multiple,Electric,Hot Water,Wood
  • Cooling features: Central Electric,Heat Pump,Multiple

Interior Area

  • Total structure area: 5,538
  • Total interior livable area: 5,538 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Bar,Pantry,Solid Surface Counter Top
  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 009000001201
  • Other equipment: Intercom

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Covered Patio
  • Exterior features: Concrete Walks,Garden,Landscaping,Trees
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Back Yard,High Tensil,Woven Wire
  • Waterfront features: Pond(s),Pond
  • Waterbody name: None

Lot

  • Lot size: 60.03 Acres
  • Features: Rural Property,Trees,County,Dead End,Farm

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$580$6,960
Property Taxes $884$10,608
Electricity $437$5,248
Total$6,957$83,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,525/yr
40% on housing$208,710/yr
45% on housing$185,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 42214$150
Metcalfe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 42214$113
Metcalfe County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$999,995
2026-04-04Pending sale$999,995
2026-02-12Listed for sale$999,995
2025-12-17Listing removed$1,050,000
2025-10-24Price change$1,050,000
2025-08-29Price change$1,100,000
2025-07-25Listed for sale$1,200,000
2006-01-30Sold$190,000

For Sale by Agent

AgentMelissa Richards
BrokerageKeller Williams First Choice Realty

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