4025 Harpers Ridge Rd, Mount Sterling, KY, 40353
About This Home
(No showings until after 7/28) Come by and see this 3 bed / 2 bath home located in a peaceful country setting just minutes from town. Sitting on a spacious 3/4 acre lot, this property also features mature shade trees and a storage building as well as being surrounded by farmland offering extra privacy. Conveniently located to Mt. Sterling and I-64 access. Call today for your personal tour!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Concrete Blk
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Ranch
- Property subType: Manufactured Home
Interior
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,144
Heating & Cooling
- Heating features: Electric
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,144
- Total interior livable area: 1,144 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 0460000025.02
Features
- Stories: 1
Lot
- Lot size: 0.75 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $730 | $8,760 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $131 | $1,572 |
| Electricity | $154 | $1,850 |
| Total | $1,096 | $13,152 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $144,500 |
| 2017-04-13 | Sold | $65,000 |
| 2017-02-19 | Pending sale | $70,900 |
| 2017-02-13 | Price change | $70,900 |
| 2017-01-29 | Listed for sale | $74,900 |
View on Zillow