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108 S 9th St, Central City, KY, 42330

4beds
1baths
1,904sqft
$157,000
$82price/sqft
$1,130/moest. monthly cost
$45,200/yrincome needed

About This Home

This home offers spaciousness and charm with a nice covered front porch. Walk in to high ceiling foyer and huge living room. Formal dining room, kitchen with appliances and walk-in pantry. Covered back porch with beautiful level back yard.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,No Water Heater
  • Laundry features: In Kitchen

Basement

  • Area: 340

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Upper
  • Area: 132.2431

Bedroom3

  • Level: Upper
  • Area: 84

Bedroom4

  • Level: Upper
  • Area: 137.3681

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 193.875

Features

  • Ceiling Fan(s),Closet Light(s),Walls (Dry Wall),Walls (Plaster),Formal Dining Room
  • Window features: Metal Frame
  • Flooring: Carpet,Vinyl
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,Solar

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 305

Master Bedroom

  • Level: Upper
  • Area: 136

Property

Accessibility

  • Accessibility features: Handicap Accessible

Details

  • Parcel number: 141 04 05 015

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Porch
  • Exterior features: Concrete Walks,Mature Trees
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 7,840 sqft
  • Features: Dead End,City Lot
  • Lot size dimensions: 50 x 160

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Basement
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $793$9,516
Home Insurance *$181$2,172
Property Taxes $2$24
Electricity $154$1,850
Total$1,130$13,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,742/yr
40% on housing$33,900/yr
45% on housing$30,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.0%
-9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 42330$109
Muhlenberg County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 42330$109
Muhlenberg County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-14Price change$167,000
2026-02-05Listed for sale$169,000
2026-01-13Listing removed$169,000
2025-07-16Listed for sale$169,000
2025-07-04Listing removed$179,000
2025-05-31Listed for sale$179,000
2024-10-27Listing removed--
2024-07-29Listed for sale$175,000
2005-06-02Sold$33,000

For Sale by Agent

AgentCarla Brewer
BrokerageEaves Realty Auc-KW 1st Choice

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