See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4316 Louisville Rd, Bardstown, KY, 40004

4beds
2baths
2,046sqft
$269,900
$132price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

Nestled in a desirable location, this charming 2,046 sq ft home offers 4 bedrooms and 1.5 bathrooms, perfect for a growing family or savvy investor. The allure of hardwood flooring, complemented by a welcoming fireplace that promises cozy evenings. Some replacement windows invite natural light to enhance the home's warmth. An enclosed back porch provides a serene retreat overlooking the expansive 1.10 acre lot, ideal for gardening or entertaining. The blacktop driveway, 20x30 carport unit, and a 20x23 detached garage, offers ample parking, while the great location ensures convenience to amenities. Selling as-is, this property is a canvas ready for your personal touch and vision.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
4/10
Bloomfield Middle SchoolGrades 6-89.2 mi
7/10
Thomas Nelson High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,046

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,046
  • Total interior livable area: 2,046 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Property

Details

  • Parcel number: 4300000134

Features

  • Stories: 1
  • Patio & porch: Enclosed,Porch
  • Fencing: Partial

Lot

  • Lot size: 1.10 Acres
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$145$1,740
Property Taxes $174$2,088
Electricity $161$1,938
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$180
Nelson County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$269,900

For Sale by Agent

AgentTed L Bray
BrokerageKentucky Choice Realty, LLC

Similar Homes