123 Westwind Trl, Bardstown, KY, 40004
About This Home
A GREAT LOCATION. One block from schools and a 15-minute walk to downtown. This home checks off the "I wants," featuring a comfortable living room with a working fireplace, cathedral ceiling, and lots of natural light. A kitchen designed with the chef in mind has room for formal dining and a breakfast nook. For maximum privacy, the primary bedroom is tucked away and features a private bath and dressing area. There are two other roomy bedrooms, a family room, a hall bath, and wide hallways that finish out the main level. The walkout basement has a large finished room that makes an excellent in-home office or a fourth bedroom, along with a half bath. The home also features a 3-bay garage that will handle all the cars and outdoor tools.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding,Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walkout Part Fin
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 200
- Finished area above ground: 2,380
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,380
- Total interior livable area: 2,580 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Other
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 45NE024002.01
Features
- Stories: 1
- Patio & porch: Screened Porch,Deck,Porch
- Fencing: None
Lot
- Lot size: 0.35 Acres
- Lot size dimensions: 100 x 155
Parking
- Total spaces: 3
- Parking features: Attached,Entry Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $79 | $948 |
| Electricity | $203 | $2,444 |
| Total | $2,576 | $30,912 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $399,000 |
| 2026-05-21 | Listed for sale | $410,000 |
| 2026-05-19 | Listing removed | $410,000 |
| 2026-04-17 | Contingent | $410,000 |
| 2026-04-01 | Listed for sale | $410,000 |
| 2025-10-29 | Listing removed | $399,000 |
| 2025-10-20 | Price change | $399,000 |
| 2025-05-29 | Listed for sale | $410,000 |
| 2005-08-03 | Sold | $60,200 |
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