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105 Carnegie Ct, Bardstown, KY, 40004

3beds
1baths
1,080sqft
$199,900
$185price/sqft
$1,318/moest. monthly cost
$52,720/yrincome needed

About This Home

Welcome home to this inviting ranch-style home offering three bedrooms and one full bath. Inside, you'll find a spacious living room that's perfect for relaxing or gathering with family and friends, along with a separate dining area that's ideal for everyday meals or entertaining. The galley-style kitchen provides a functional layout with plenty of cabinet and counter space. Step outside to enjoy your morning coffee on the covered front porch or unwind on the back patio overlooking the yard. Conveniently located and full of potential.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Bardstown Primary SchoolGrades K-11.9 mi
5/10
Bardstown Middle SchoolGrades 6-82.1 mi
7/10
Bardstown High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,080

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 54S2007080

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 8,276 sqft
  • Features: Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$107$1,284
Property Taxes $47$564
Electricity $154$1,850
Total$1,318$15,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,188/yr
40% on housing$39,540/yr
45% on housing$35,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$181
Nelson County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$199,900
2026-07-29Listed for sale$199,900
2014-08-27Sold$54,000
2014-04-29Listing removed$74,500
2014-02-19Listed for sale$74,500

For Sale by Agent

AgentHarold H Wimsett
BrokerageColdwell Banker McMahan

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