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3981 Woodlawn Rd, Bardstown, KY, 40004

4beds
2baths
1,800sqft
$299,900
$167price/sqft
$1,940/moest. monthly cost
$77,600/yrincome needed

About This Home

Charming home located in a nice quiet neighborhood close to town. 4 bedrooms, 2 full baths. The original part of the home was built in 1930 and has been added onto during the years. There is an original exposed brick wall in the kitchen featuring an original fireplace (nonworking). The current owners have made several improvements to the property. The master bedroom is spacious. The master bath features a spa shower and electric fireplace. The private backyard has 3 outdoor sheds including a children's playhouse with electricity. There is a Chicken Coop on the property and the chickens can remain. A great covered entertainment area is featured between the kitchen and the master bedroom. A covered wooden side porch is perfect for your rocking chair.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Nelson County High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 7000000013

Features

  • Stories: 2

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$161$1,932
Property Taxes $109$1,308
Electricity $154$1,850
Total$1,940$23,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,514/yr
40% on housing$58,200/yr
45% on housing$51,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$180
Nelson County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$325,000
2013-05-03Sold$12,112
2013-03-31Price change$12,750
2013-03-10Price change$18,700
2013-02-21Price change$26,900
2013-01-25Listed for sale$45,000
2012-12-01Sold$29,000

For Sale by Agent

AgentDonna L Molyneaux
BrokerageKY Home Realty

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