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78 Lower Hatcher Creek Rd, Stanton, KY, 40380

4beds
4baths
3,593sqft
$640,000
$178price/sqft
$4,483/moest. monthly cost
$179,320/yrincome needed

About This Home

Here is your chance to have this once in a lifetime property. 3.5 acres with a very large home featuring 4 bedrooms, 2 full bathrooms, 2 half baths, Unfinished basement, oversized floored attic space, hardwood floors, tile shower, screen in patio, and views of trees, mountains and fields. You owe it to yourself to see this house and the potential it has for your family.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Stanton Elementary SchoolGrades PK-52.4 mi
3/10
4/10
Powell County High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Other,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Crawl Space,Partial,Unfinished,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Breakfast Bar,Central Vacuum,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Basement,Free Standing,Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,593

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Geothermal,Wood,Wood Stove
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 3,593
  • Total interior livable area: 3,593 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 025000000802

Features

  • Levels: Three Or More,Two
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 3.50 Acres
  • Features: Secluded,Wooded,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$408$4,896
Property Taxes $556$6,672
Electricity $283$3,404
Total$4,483$53,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,702/yr
40% on housing$134,490/yr
45% on housing$119,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 40380$226
Powell County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 40380
Powell County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$640,000
2018-06-11Sold$278,500
2018-04-27Pending sale$283,500
2018-04-24Listed for sale$283,500

For Sale by Agent

AgentMontlee Wickline
BrokerageStone Ridge Realty LLC

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