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1429 Brush Creek Rd, Clay City, KY, 40312

10beds
10baths
11,378sqft
$1,400,000
$123price/sqft
$10,104/moest. monthly cost
$404,160/yrincome needed

About This Home

Experience the perfect blend of country serenity and investment potential on this expansive 32-acre Clay City estate. Boasting a 11,378sqft main home with 10 bedrooms and 9.5 bathrooms, this property is ideal for large families, multi-generational living, or rental income opportunities. The home's bright and open interior features multiple fireplaces, skylights, and a spacious eat-in kitchen with breakfast bar, perfect for everyday living and entertaining. A finished walk-out basement adds versatile space for recreation, a home office, or a personal gym. Designed with flexibility in mind, the property includes two fully finished apartments (built in 2016) and a detached guest house, offering private living quarters for extended family, long- or short-term rentals, or work-from-home setups. Step outside to enjoy a private above-ground pool, expansive deck and patio, open yard space, and wooded acreage — ideal for recreation, gardening, or future expansion. With ample parking and a nine-car garage layout, hosting guests or managing multiple vehicles is effortless. Located just 0.5 miles from Pilot Knob State Nature Preserve and 23 miles from the Red River Gorge, this property is a nature lover's dream, offering hiking, rock climbing, and breathtaking scenic views right at your doorstep. Whether you're seeking a spacious family home, a profitable rental property, or a tranquil country retreat, 1429 Brush Creek Road delivers endless possibilities in a highly desirable rural Kentucky setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
3/10
4/10
Powell County High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished,Interior Entry,Sump Pump,Walk-Out Access

Bathroom2

  • Level: First

Bathroom2

  • Level: Lower

Bathroom3

  • Level: First

Bedroom1

  • Level: First

Bedroom4

  • Level: First

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 10
  • Full bathrooms: 9
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: First

Features

  • Breakfast Bar,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas Log,Master Bedroom,Propane
  • Fireplace: Yes
  • Finished area below ground: 2,100
  • Finished area above ground: 9,278

Heating & Cooling

  • Heating features: Electric,Propane Tank Leased
  • Cooling features: Central Air,Gas,Multi Units,Wall Unit(s)

Interior Area

  • Total structure area: 11,378
  • Total interior livable area: 11,378 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Bedroom,Accessible Central Living Area,Accessible Common Area,Accessible Doors,Accessible Entrance

Details

  • Parcel number: 007000000803

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Awning(s)
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 32 Acres

Parking

  • Total spaces: 10
  • Parking features: Attached Carport,Attached Garage,Basement,Detached Carport,Detached Garage,Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 10
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$980$11,760
Property Taxes $1,147$13,764
Electricity $898$10,782
Total$10,104$121,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$346,422/yr
40% on housing$303,120/yr
45% on housing$269,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 40312$99
Powell County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 40312
Powell County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$1,400,000
2026-04-02Listing removed$1,400,000
2025-10-07Listed for sale$1,400,000

For Sale by Agent

AgentAshley Schirmer
BrokerageBerkshire Hathaway HomeServices Foster Realtors

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