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5694 Scaffold Cane Rd, Mount Vernon, KY, 40456

4beds
4baths
3,140sqft
$790,000
$252price/sqft
$5,553/moest. monthly cost
$222,120/yrincome needed

About This Home

Escape to the perfect blend of luxury, comfort, and country living in this stunning 3 bedroom, 3.5 bath, two story home surrounded by picturesque farmland and breathtaking views. Thoughtfully designed with custom features throughout, this exceptional property offers both elegance and functionality. The expansive primary suite is a true retreat and an elegant spa inspired ensuite bath that is sure to impress. Inside, you'll find an abundance of living space, including a welcoming living room, cozy family room, private den, bonus room that would make a great office/workout room or possible 4th bedroom and formal dining room, providing the perfect setting for entertaining or everyday living. Step outside to your own private paradise, where resort style amenities await. Enjoy endless summer days in the heated inground pool, unwind in the hot tub, gather with friends around the outdoor fireplace, or entertain effortlessly with the convenience of a charming pool house. Every detail has been designed to create the ultimate outdoor oasis. Offering unmatched privacy, spectacular scenery, and luxurious amenities, this one of a kind property feels like a peaceful countryside retreat while being just minutes from Berea, giving you the best of both worlds.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
6/10
7/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Cooktop,Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Finished,Full,Interior Entry,Walk-Out Access

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bathroom4

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Den

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Ceramic Tile,Laminate,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Electric,Family Room,Free Standing,Gas Log,Propane,Den
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 2,040

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,140
  • Total interior livable area: 3,140 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 06700017.01

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: Rural,Mountain(s),Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 0.86 Acres
  • Features: Landscaped,Secluded,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$773$9,276
Property Taxes $539$6,468
Electricity $247$2,975
Total$5,553$66,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,388/yr
40% on housing$166,590/yr
45% on housing$148,080/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 40456$120
Rockcastle County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 40456
Rockcastle County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$790,000
2026-07-21Pending sale$790,000
2026-07-04Listed for sale$790,000

For Sale by Agent

AgentBradley Warford
BrokerageCentury 21 Pinnacle

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