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221 N Ewing St, Guthrie, KY, 42234

5beds
2baths
1,863sqft
$150,000
$81price/sqft
$1,111/moest. monthly cost
$44,440/yrincome needed

About This Home

Welcome to your personal slice of paradise nestled in a tranquil neighborhood, where the charm of country living meets modern conveniences. This 5-bedroom, 2-bathroom house is more than just a home; it's a lifestyle waiting to be embraced. Plenty of room for a garden and chickens!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
3/10
Todd County Middle SchoolGrades 6-810.9 mi
5/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast

Features

  • None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,863
  • Total interior livable area: 1,863 sqft

Kitchen

  • Features: Breakfast

Property

Details

  • Parcel number: G011416171920

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 Acre

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Drought
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$93$1,116
Property Taxes $106$1,272
Electricity $154$1,850
Total$1,111$13,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,091/yr
40% on housing$33,330/yr
45% on housing$29,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 42234$119
Todd County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 42234
Todd County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$199,900
2026-02-21Price change$224,900
2026-01-21Listed for sale$248,900
2025-10-03Listing removed$249,900
2025-09-04Listed for sale$249,900
2025-05-22Contingent$249,900
2025-05-12Listed for sale$249,900
2024-01-20Listing removed--
2024-01-12Listed for sale$275,000
2023-12-31Contingent$275,000
2023-12-11Price change$275,000
2023-11-14Price change$284,000
2023-11-07Listed for sale$295,000
2022-05-18Sold$229,900
2022-04-18Pending sale$229,900
2022-04-11Listed for sale$229,900
2022-03-28Pending sale$229,900
2022-03-25Listed for sale$229,900
2018-11-25Listing removed$850
2018-11-07Price change$850
2018-10-20Listed for rent$1,100
2017-11-29Listing removed$1,100
2017-11-10Listed for rent$1,100

For Sale by Agent

AgentJames Mcpeak
BrokerageMCPEAK REAL ESTATE FIRM

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