286 Tower St, Guthrie, KY, 42234
About This Home
This property has approximately 3 acres (the seller will update the current survey), a 1500 sf house, and a large, 100x40 ft shop. The seller to add two walls to make this a 2 bedroom/2 bath home and it has a rental potential of $1200+ per month. The shop also has a rental potential of $1800+ per month. For those with projects or business needs, the large shop is a standout feature—ideal for a home-based business, workshop, storage, or car & boat storage. A 20X40 office has two rooms and 1 1/2 baths to ensure flexibility for a range of uses. With plenty of open space, mature trees, and a pond, this property offers a unique lifestyle opportunity. Whether you're looking for a homestead, run a business from home, or simply enjoy the peace of rural living, this property has it all.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Metal
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dryer,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- High Speed Internet
- Flooring: Concrete
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Other
- Features: Utility Room
- Level: Utility Room
Property
Details
- Parcel number: 07601D
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Topography of land: Level
Lot
- Lot size: 3 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $279 | $3,348 |
| Property Taxes | $197 | $2,364 |
| Electricity | $154 | $1,850 |
| Total | $2,905 | $34,860 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Listed for sale | $450,000 |
| 2026-02-24 | Listing removed | $849,900 |
| 2025-10-06 | Listed for sale | $849,900 |
| 2025-10-03 | Listing removed | $849,900 |
| 2025-05-16 | Price change | $849,900 |
| 2025-04-03 | Listed for sale | $890,000 |
View on Zillow